Maximize credits with limited skips

You are given n warehouses with inventories inventory[0..n-1], and two dispatch amounts: you dispatch dispatch1 units first each turn, then your co-worker dispatches dispatch2 units. Your co-worker may skip their turn a total of at most skips times across all warehouses; when they skip, you immediately take the next dispatch instead. For a warehouse i, a credit is earned only if the warehouse becomes empty (inventory[i] <= 0) immediately after your dispatch on that warehouse. Determine the maximum total number of credits achievable over all warehouses by optimally choosing when the co-worker skips. Return an integer. Constraints: 1 <= n <= 1e5; 1 <= inventory[i], dispatch1, dispatch2, skips <= 1e9. Describe the algorithm and its time and space complexity, and implement getMaximumCredits(inventory, dispatch1, dispatch2, skips).