{"blocks": [{"key": "94b7faa5", "text": "Scenario", "type": "header-two", "depth": 0, "inlineStyleRanges": [], "entityRanges": [], "data": {}}, {"key": "22d65971", "text": "Weather-insurance portfolio profitability.", "type": "unstyled", "depth": 0, "inlineStyleRanges": [], "entityRanges": [], "data": {}}, {"key": "4f67bb2b", "text": "Question", "type": "header-two", "depth": 0, "inlineStyleRanges": [], "entityRanges": [], "data": {}}, {"key": "663b5a9e", "text": "Given: premium $30/month paid 12 months upfront, servicing cost $3/month, benefit cost $8 000/claim, regulatory cost $4/quarter plus $300 per claim. What claim rate yields breakeven? Four customer segments A–D have different cumulative claim risks. Which combination maximizes profit and why? After choosing segments, illustrate how adding B, C, and D changes profit compared with only A.", "type": "unstyled", "depth": 0, "inlineStyleRanges": [], "entityRanges": [], "data": {}}, {"key": "edcbc0ce", "text": "Hints", "type": "header-two", "depth": 0, "inlineStyleRanges": [], "entityRanges": [], "data": {}}, {"key": "80145adc", "text": "Compute expected value per policy; select segments with positive expected profit.", "type": "unstyled", "depth": 0, "inlineStyleRanges": [], "entityRanges": [], "data": {}}], "entityMap": {}}