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Design a payment system

Last updated: Apr 20, 2026

Quick Overview

This question evaluates a candidate's competency in designing secure, reliable payment architectures, covering API design, transaction lifecycle management (authorization, capture, refund), idempotency, internal ledgers, webhook integrations, and reconciliation with external processors.

  • medium
  • OpenAI
  • System Design
  • Software Engineer

Design a payment system

Company: OpenAI

Role: Software Engineer

Category: System Design

Difficulty: medium

Interview Round: Onsite

Quick Answer: This question evaluates a candidate's competency in designing secure, reliable payment architectures, covering API design, transaction lifecycle management (authorization, capture, refund), idempotency, internal ledgers, webhook integrations, and reconciliation with external processors.

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|Home/System Design/OpenAI

Design a payment system

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OpenAI
Jan 9, 2026, 12:00 AM
mediumSoftware EngineerOnsiteSystem Design
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