Design a payment system

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Quick Overview

This question evaluates a candidate's competency in designing secure, reliable payment architectures, covering API design, transaction lifecycle management (authorization, capture, refund), idempotency, internal ledgers, webhook integrations, and reconciliation with external processors.

Design a payment system

Company: OpenAI

Role: Software Engineer

Category: System Design

Difficulty: medium

Interview Round: Onsite

Overview: This question evaluates a candidate's competency in designing secure, reliable payment architectures, covering API design, transaction lifecycle management (authorization, capture, refund), idempotency, internal ledgers, webhook integrations, and reconciliation with external processors.

Read the full OpenAI Software Engineer interview experience this question came from

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OpenAI
Jan 9, 2026
mediumSoftware EngineerOnsiteSystem Design
10
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