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Design a transaction class for deposits/withdrawals

Last updated: Mar 29, 2026

Quick Overview

This question evaluates understanding of stateful component design, transactional integrity, concurrency control, data modeling for transaction histories, and edge-case handling in a financial context.

  • nan
  • Capital One
  • Software Engineering Fundamentals
  • Software Engineer

Design a transaction class for deposits/withdrawals

Company: Capital One

Role: Software Engineer

Category: Software Engineering Fundamentals

Difficulty: nan

Interview Round: Technical Screen

Design a **Transaction/Account** component that supports **deposits** and **withdrawals**. Assume you are building a backend library or service used by other parts of a financial application. ## Requirements - Maintain an account **balance**. - Support operations: - `deposit(amount)` - `withdraw(amount)` - `getBalance()` - Record a **transaction history** (at minimum: id, type, amount, timestamp, status). ## Constraints / edge cases to handle - Amount must be positive. - Prevent the balance from becoming negative (or clearly define overdraft rules). - Handle **concurrent requests** safely (e.g., two withdrawals at the same time). - Ensure operations are **atomic** and leave the account in a consistent state. - (Optional, if time) Support **idempotency** so retrying the same request doesn’t double-charge. Explain your design choices, data structures, and how you would test it.

Quick Answer: This question evaluates understanding of stateful component design, transactional integrity, concurrency control, data modeling for transaction histories, and edge-case handling in a financial context.

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Capital One
Jan 22, 2026, 12:00 AM
Software Engineer
Technical Screen
Software Engineering Fundamentals
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Design a Transaction/Account component that supports deposits and withdrawals.

Assume you are building a backend library or service used by other parts of a financial application.

Requirements

  • Maintain an account balance .
  • Support operations:
    • deposit(amount)
    • withdraw(amount)
    • getBalance()
  • Record a transaction history (at minimum: id, type, amount, timestamp, status).

Constraints / edge cases to handle

  • Amount must be positive.
  • Prevent the balance from becoming negative (or clearly define overdraft rules).
  • Handle concurrent requests safely (e.g., two withdrawals at the same time).
  • Ensure operations are atomic and leave the account in a consistent state.
  • (Optional, if time) Support idempotency so retrying the same request doesn’t double-charge.

Explain your design choices, data structures, and how you would test it.

Solution

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