Arthur J. Gallagher & · Data Scientist
Updated · 2026-09-22

Arthur J. Gallagher & Data Scientist
Interview Questions & Guide 2026

THE 60-SECOND BRIEF

As a Data Scientist at Arthur J. Gallagher &, you are at the forefront of transforming the global insurance brokerage and risk management industry through advanced analytics and artificial intelligence. This role is not just about building models; it is about leveraging massive volumes of customer and market data to predict risk, optimize insurance placements, and drive strategic business decisions. Your work directly impacts how brokers advise clients and how the firm manages complex risk portfolios.

Learn the economics of the product category before the loop. Marketplaces, subscription products and ad-supported products turn on different core quantities (match rate and liquidity, retention and churn, fill rate and yield) and fail in different characteristic ways.

Arthur J. Gallagher & candidates report 3 rounds · ≈ 3-5 weeks. The stages below are what candidates describe, not a published process.

Pick a randomisation unit that respects interferenceDecompose a metric move by segment and mixSeparate novelty effects from durable behaviour change

30 min read

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See the practice prompts

14Practice promptsAcross five skill areas
3With worked solutionsIncluded in the practice prompts

As a Data Scientist at Arthur J. Gallagher &, you are at the forefront of transforming the global insurance brokerage and risk management industry through advanced analytics and artificial intelligence. This role is not just about building models; it is about leveraging massive volumes of customer and market data to predict risk, optimize insurance placements, and drive strategic business decisions. Your work directly impacts how brokers advise clients and how the firm manages complex risk portfolios.

In recent years, the data science function at Arthur J. Gallagher & has rapidly evolved to incorporate cutting-edge technologies, including Generative AI. You will be instrumental in developing systems that parse complex insurance documents, automate knowledge retrieval through RAG (Retrieval-Augmented Generation) architectures, and build predictive models tailored to specific customer risk profiles. The products you build empower internal teams to operate with unprecedented speed and intelligence.

Expect an environment that balances the rigorous compliance and security requirements of the financial services sector with a strong appetite for innovation. You will collaborate closely with risk engineers, product managers, and brokerage leaders. This role requires a unique blend of deep technical expertise, domain adaptability, and the ability to communicate complex algorithmic concepts to non-technical stakeholders.

01

Virtual Screening Round

reported

An extra round usually exists because something is still open after the standard loop: a skill the earlier interviews did not sample, a level decision, or two interviewers who disagreed. It is rarely a rerun of what you already did well. Ask the recruiter who you are meeting, what function they sit in, and how long the session runs. That is an ordinary scheduling question, and the answer changes what you should prepare. What separates a strong candidate here is treating the round as a fresh evaluation with its own bar, rather than assuming earlier performance carries you through or sinks you.

What to demonstrate

  • Whether you can answer well on ground the earlier rounds did not cover, without leaning on what you already said to someone else
  • Consistency of the facts in your stories: the same sample size, timeframe, team size and scope of your own role as in earlier conversations
  • How you handle an unfamiliar format live, including whether you ask what kind of answer is wanted before producing one

How to prepare

  • Ask the recruiter for the interviewer's function, the length, and whether to expect a coding surface, a discussion, or a presentation. Preparing for a 30 minute conversation with a partner team is not the same work as preparing for a 60 minute technical block.
  • Write out what each earlier round actually covered, then list the two or three areas nobody probed. That gap is the most likely subject of the extra round.
  • Re-read the numbers in the project stories you have already told, so a second telling does not quietly contradict the first.
PracHub interview research ↗
02

Comprehensive Technical Round

reported

Much of what gets scored here happens out loud while you type. Nobody can see your reasoning inside a half-written query, so five silent minutes read as being stuck even when they are not. State the plan in plain language first: which tables, what grain you are aggregating to, and the one filter that defines the population. Then write it. The narration doubles as insurance, because a wrong plan gets caught early and cheaply while a wrong query gets caught at the end with no time left to redo it. A timed statistics section, where one exists, is a separate test with its own clock.

What to demonstrate

  • Whether the query you write matches the plan you just described
  • What you do with a hint, meaning whether the correction gets absorbed or the first approach gets defended
  • Whether you can debug your own wrong output by reading the result set and naming which part of the query produced the anomaly

How to prepare

  • Solve three problems while screen-sharing into a recording, then watch it back and mark every stretch longer than thirty seconds where you said nothing
  • Practise compressing the plan into one sentence before typing, then check afterwards whether the finished query actually matched it
  • Time yourself on statistics questions that carry a business reading, such as what a confidence interval does and does not claim, rather than re-reading notes without a clock
PracHub interview research ↗
03

Managerial or HR Round

reported

Behavioural answers from data candidates get audited in a way that answers from other roles do not. When you say a model lifted retention, the next question is the denominator, the window, and how you knew the lift was not seasonal. So attach the measurement to each claim while you tell it: what the metric was before, over what period, and against what comparison. Numbers with no baseline read as rounded-up memory, and one unsupported figure tends to make the rest of the story sound rehearsed.

What to demonstrate

  • Whether each impact number arrives with a baseline, a window and a comparison, or as a bare percentage
  • Whether you can name the method that attributed the effect to your work (an experiment, a staged rollout, a seasonal control) or concede the link was correlational
  • Whether the magnitudes stay internally consistent when the interviewer multiplies them against the scale you described earlier

How to prepare

  • For each story, write the impact line as metric, value before, value after, window, and how attribution was established. Any line missing two of those five is a follow-up you will answer badly.
  • Re-derive one headline number from the source table rather than the deck that reported it. Resume numbers drift upward across retellings.
  • Decide in advance which figures you cannot share, and prepare the ratio or relative change you can give instead, so a confidentiality limit does not read as evasion.
PracHub interview research ↗

PracHub editorial advice for the preparation topics above.

01

Counting on an identity key that changes underneath the metric

visitor_id is per browser and per device, and it resets on cookie clearance, private browsing and platform privacy changes, so the distinct-visitor count drifts upward for reasons unrelated to reach. Any rate with visitors in the denominator therefore decays over time even when behaviour is constant, and any rate with visitors in the numerator inflates. The stitching at signup makes it worse in both directions: a user who signed up on mobile and returns on desktop is two visitors and one user, while a shared device is one visitor and several users. Decide which key each metric is counted on, write it into the definition, and when comparing a period before and after a platform privacy change, expect a level shift in every visitor-keyed metric and do not attribute it to the product.

02

Comparing cohort retention curves of different maturities, or building the curve from users who are still present

A cohort four weeks old has no week-8 value, so an average taken across cohorts silently drops young cohorts from the later columns and keeps them in the earlier ones. The curve then bends upward at the tail, and the reading that 'retention is improving over time' is an artefact of which cohorts survived to be measured. The same error appears in the denominator when retention is computed over users active in the current period rather than over the full original cohort, which conditions on survival and guarantees a flattering number. The fix is a triangle: fix the cohort at signup, bound every window on both sides, and only compare cells where every cohort has had the full elapsed time, publishing the rest as blank rather than as a partial average.

03

Ignoring interference between units in a marketplace experiment

Ask whether one unit's treatment can change another unit's outcome through shared inventory, a matching pool, a social graph or a common budget. Where it can, randomise at a level that contains the spillover, such as region or time slice, and say explicitly what that costs you in statistical power.

04

Defining the cohort on a post-treatment condition

Ask how rows entered the table. Filtering on something that treatment itself influences, such as users who finished onboarding or accounts still active at ninety days, breaks comparability between arms; define the population at an entry point that precedes exposure and keep everyone in it.

Choose a category, try a prompt, then open its approach, worked solution or follow-up when you need it.

11 technical prompts3 include a worked solution

How would you design a model to assess the risk profile of a new comme…

medium
machine learning and modelling

How would you design a model to assess the risk profile of a new commercial insurance client?

Approach
  1. Set a baseline first, so any model has something honest to beat.
  2. Say how the offline result would be validated online before it is trusted.
  3. Pick an evaluation metric that matches the cost of each error type, not a default.
Follow-up
  • What would you monitor after launch to know the model is still valid?
  • How would you choose the decision threshold, and who owns that choice?

What is the difference between boosting and bagging? Explain how XGBoo…

medium
machine learning and modelling

What is the difference between boosting and bagging? Explain how XGBoost works under the hood.

Approach
  1. Set a baseline first, so any model has something honest to beat.
  2. Say how the offline result would be validated online before it is trusted.
  3. Pick an evaluation metric that matches the cost of each error type, not a default.
Follow-up
  • What would you monitor after launch to know the model is still valid?
  • Where could label leakage enter this setup?

Explain the concept of prompt engineering and how you would use it to …

medium
machine learning and modelling

Explain the concept of prompt engineering and how you would use it to improve the extraction of entities from an insurance contract.

Approach
  1. Pick an evaluation metric that matches the cost of each error type, not a default.
  2. Say how the offline result would be validated online before it is trusted.
  3. Set a baseline first, so any model has something honest to beat.
Follow-up
  • How would you choose the decision threshold, and who owns that choice?
  • Where could label leakage enter this setup?

Sessionise an event stream with gap and midnight rules

hardWorked solution
sessionisationvectorisationevent streams

Sessionise a raw event stream. Input: a DataFrame with visitor_id, user_id (often NULL), occurred_at_utc and event_name, unsorted, up to 5 million rows. A session breaks when the gap from that visitor's previous event exceeds 30 minutes, and is force-closed at UTC midnight so no session spans two calendar dates. A gap of exactly 30 minutes does not break. Emit one row per session with session_id, visitor_id, the user_id as of the last event in the session, started_at_utc, ended_at_utc, session_date, duration_seconds and event_count. Vectorise; do not loop per visitor.

Approach
  1. Sort by ['visitor_id', 'occurred_at_utc', 'event_id'] once, then express the whole problem as one boolean vector: a row starts a new session when the visitor changed, or the gap exceeds 30 minutes, or the UTC date differs from the previous row's UTC date. Cumsum that vector and you have the session key.
  2. Get the comparison direction right on the gap: the rule is strictly greater than 1800 seconds, so an event at exactly 1800 seconds continues the session. Write it as gap > pd.Timedelta(minutes=30), and make the tie a test case rather than an assumption.
  3. Derive the midnight break from the date change, not from inserting synthetic boundary rows. A date change implies a break even when the gap is two seconds, which is precisely the force-close rule and is why the two conditions are ORed rather than one subsuming the other.
  4. Aggregate with a single groupby on the session key: min and max of occurred_at_utc, size for event_count, and last for user_id, which is correct because the frame is already sorted so 'last' is the final event in the session. That is the identity-as-of-session-end rule.
  5. Compute duration_seconds as (max - min).dt.total_seconds(), which makes a single-event session 0 seconds. Say so explicitly, because a downstream mean session duration is sensitive to whether single-event sessions are 0 or excluded.
Worked solution 35 min
  1. df = df.sort_values(['visitor_id','occurred_at_utc','event_id']).reset_index(drop=True).
  2. new_visitor = df.visitor_id.ne(df.visitor_id.shift()); gap = df.occurred_at_utc.diff(); new_day = df.occurred_at_utc.dt.date.ne(df.occurred_at_utc.dt.date.shift()).
  3. is_start = new_visitor | (gap > Timedelta(minutes=30)) | new_day; df['session_key'] = is_start.cumsum().
  4. g = df.groupby('session_key'); out = g.agg(visitor_id=('visitor_id','first'), user_id=('user_id','last'), started_at_utc=('occurred_at_utc','min'), ended_at_utc=('occurred_at_utc','max'), event_count=('event_id','size')).
  5. out['session_date'] = out.started_at_utc.dt.date; out['duration_seconds'] = (out.ended_at_utc - out.started_at_utc).dt.total_seconds(); assign session_id from the sorted index.
EXPECTED RESULTOne row per session where session_count equals is_start.sum(), event_count sums exactly to len(input), every session's started_at and ended_at share one UTC date, and duration_seconds is at least 0 and strictly less than 86400.
Follow-up
  • Sessions are used as the denominator of a conversion rate. How does moving the inactivity gap from 30 to 45 minutes move that rate, and in which direction?
  • A visitor's clock is 40 minutes ahead, so their events arrive with future occurred_at values. What does your sessioniser do, and what would you rather it did?
  • The same person signs up mid-session on mobile and continues on desktop. How many sessions and how many users does your output show, and is that the right answer?

For someone who can already write the query and train the model but stalls when asked what to measure or whether a change is worth making. Metric definition and case structure come first; the technical work is kept as maintenance rather than the centre of the week.

Small steps. Visible outcomes.0 / 7 completed
ONE WEEK · YOUR PACE

Prepare, practise & reflect

One practical outcome each day. Spend longer where you need it.

0 / 7 done
01Metric anatomy
  • For three products you use daily, write one primary metric, two input metrics that plausibly move it, and one guardrail that would catch a cheap way of moving the primary at the cost of the product.
  • For one of them, specify the metric precisely enough that two analysts would return the same number: numerator, denominator, unit of observation, time window, and how returning and deleted accounts are treated.
  • Pick a ratio metric and write what happens to it when the denominator shrinks for reasons unrelated to the numerator, with a concrete example of that happening.

Deliverable: A one-page metric tree for one product, with the primary metric written as an unambiguous spec.

Practice prompt ↗Practice prompt ↗Worked solution ↗
02Diagnosing a drop without guessing
  • Take the prompt "weekly active users fell 8 percent week over week" and write the segmentation plan before proposing any cause: platform, region, tenure cohort, acquisition channel, and whether the movement sits in the numerator or in a changed denominator.
  • List the instrumentation failures that manufacture fake drops (a client release that stopped firing an event, a bot filter change, a shifted date boundary or timezone) and write the query that rules out each one.
  • Rehearse stating the boring explanations first, seasonality and day-of-week composition, before reaching for a product cause.

Deliverable: A drop-diagnosis checklist short enough to recite from memory in under a minute.

Practice prompt ↗Practice prompt ↗
03Should we build it
  • Take a feature idea and write it as a bet: what you believe is true, what would have to be true for it to pay off, the metric that would confirm it, and the effect size that would justify the engineering cost.
  • Size the opportunity top-down and bottom-up, then reconcile the two numbers in writing instead of quoting whichever is friendlier.
  • Write the counter-metric that would make you kill the feature even if it wins on the primary metric.

Deliverable: A one-page product memo ending in a decision rather than a list of considerations.

Practice prompt ↗Practice prompt ↗
04The places aggregate numbers lie
  • Construct a Simpson's paradox numerically: two segments where the treatment wins within each segment yet loses overall, and identify the shift in segment weights that causes it.
  • Take a heavy right-tailed quantity such as revenue per user and write why the mean is the wrong summary, which percentile you would report instead, and what a moving mean with a stable median tells you.
  • Write your definition of a session for the product from day one, then name two real behaviours it misclassifies.

Deliverable: One page holding a worked Simpson's paradox table and a session definition with its two known failure cases.

Practice prompt ↗Practice prompt ↗Worked solution ↗
05Technical maintenance, aimed at metrics
  • Solve four timed SQL prompts that all end in a ratio metric, so the question of grain stays live in every answer.
  • Compute a 95 percent confidence interval for a proportion on a small sample, and state why the normal approximation is unreliable when either np or n(1 minus p) falls below roughly 10, along with which interval you would use instead.
  • Take one metric from your day-one tree, write the query that computes it correctly, then write the query that computes it wrong in the most plausible way and explain how you would notice.

Deliverable: Four solved prompts plus a matched correct and plausible-wrong query for one metric.

Practice prompt ↗Practice prompt ↗
06Turning engineering work into data science stories
  • Write three project stories as situation, decision, trade-off, outcome, each carrying one number and one thing you got wrong.
  • For the story you will lead with, prepare an answer to "what would you do differently" that names a decision you made, not a constraint you were handed.
  • Practise the sentence that reframes a systems project as a question project: the question the work answered, ahead of the pipeline it shipped.

Deliverable: Three written stories with the lead story delivered aloud and timed under four minutes.

Practice prompt ↗Practice prompt ↗
07Mock case and gap list
  • Run a 40-minute mock case with someone playing a product manager who pushes back on your metric choice, and record it.
  • Listen back and mark every moment you proposed a solution before the success metric existed.
  • Rewrite those moments as the question you should have asked, and rehearse the first 90 seconds of the case until scoping comes before solving.

Deliverable: A recorded case plus a rewritten opening 90 seconds.

Practice prompt ↗Practice prompt ↗Worked solution ↗

Expand any day for tasks and deliverables. Your progress is saved on this device.

Saying no well is a senior skill and it is rarely rehearsed. Think of a time you told someone their analysis was not worth doing, or that the experiment could not answer their question at the sample size available. Explain what you offered instead. Refusal without an alternative reads as obstruction rather than judgement.

How do you handle situations where business requirements are vague or …

medium
behavioural and stakeholder questions

How do you handle situations where business requirements are vague or constantly changing?

Approach
  1. Quantify the outcome, including what you would not claim credit for.
  2. Close with what you would do differently, concretely.
  3. Name the disagreement or constraint, and how you resolved it with evidence.
Follow-up
  • What would you do differently if you ran that project again?
  • What did you decide not to do, and why?

Describe a project where you had to learn a completely new technology …

medium
behavioural and stakeholder questions

Describe a project where you had to learn a completely new technology (like GenAI) on the fly. How did you approach it?

Approach
  1. Name the disagreement or constraint, and how you resolved it with evidence.
  2. Pick a story where you drove the decision, not one where you observed it.
  3. Close with what you would do differently, concretely.
Follow-up
  • What would you do differently if you ran that project again?
  • What did you decide not to do, and why?

Turn an ambiguous onboarding question into a measurable metric

easy
scopingmetric definitionstakeholder

Two days before a planning review, a director asks whether onboarding is working. You have dim_user (account_created_at_utc, signup_surface, is_internal), fct_event (is_core_action, flow_id, flow_instance_id, event_name, occurred_at_utc, received_at_utc) and fct_session. No further meeting with the director is possible before you start work. Deliver three clarifying questions you would send in writing, the metric you will compute in the meantime with its numerator, denominator, window and exclusions, and one sentence naming the question you are deliberately not answering.

Approach
  1. Recognise what is being probed: whether you convert a goal into a computable predicate without stalling for requirements or guessing in silence. Listing clarifying questions is the generic answer; shipping a defensible default alongside them is the strong one, because the review is in two days and it will happen with or without you.
  2. Infer the decision behind the request. A question about whether onboarding works, arriving before a planning cycle, usually means whether to staff it next quarter. That points at a rate with visible headroom over several cohorts, not at a descriptive dashboard.
  3. Write the three questions so that each one changes the SQL. Which population, all signups or only self-serve from dim_user.signup_surface. What counts as working, reaching a core action or completing the onboarding flow_id. Against what bar, last quarter's cohorts or a stated target.
  4. Propose the default explicitly: seven-day activation on weekly signup cohorts. Numerator, users with is_core_action = TRUE events on at least two distinct UTC dates inside [account_created_at_utc, account_created_at_utc + 7 days). Denominator, the signup cohort with is_internal = FALSE. Publish with an eight-day lag, and state that the two-distinct-days threshold is a frozen choice rather than a discovery.
  5. Name the exclusion in the same breath as the number. The series shows whether users activate; it does not establish that onboarding caused the level, which needs a staged rollout or an experiment.
Follow-up
  • The director replies that they meant the onboarding flow specifically, not activation. What changes in the query and in the caveats?
  • Your cohort metric needs an eight-day lag and the review is in two days. What do you present, and how do you label it?
  • Two of your three questions come back unanswered. Which one do you refuse to proceed without?
  • 01

    How do you handle situations where business requirements are vague or constantly changing?

  • 02

    Describe a project where you had to learn a completely new technology (like GenAI) on the fly. How did you approach it?

  • 03

    Two days before a planning review, a director asks whether onboarding is working. You have dim_user (account_created_at_utc, signup_surface, is_internal), fct_event (is_core_action, flow_id, flow_instance_id, event_name, occurred_at_utc, received_at_utc) and fct_session. No further meeting with the director is possible before you start work. Deliver three clarifying questions you would send in writing, the metric you will compute in the meantime with its numerator, denominator, window and exclusions, and one sentence naming the question you are deliberately not answering.

PracHub interview preparation framework ↗
Is this an official Arthur J. Gallagher & interview guide?

No. It is PracHub's own research and practice material for the Data Scientist role at Arthur J. Gallagher &. Rounds and questions reflect what candidates have reported, not a process Arthur J. Gallagher & has published, and they change over time. Confirm the current format and scope with your recruiter.

PracHub interview research ↗
How technical is the interview process for this role?

The process is moderately to highly technical, depending on the specific team. You should be fully prepared to discuss the mathematics behind your models, write or review code, and architect GenAI solutions. However, the firm equally values your ability to apply these technical concepts to business problems.

PracHub interview research ↗
Do I need prior experience in the insurance industry?

While prior experience in insurance or risk management is a strong "nice-to-have" and will help you answer domain-specific questions more easily, it is not strictly required. A strong foundation in handling complex customer data and a willingness to learn the domain will make you a highly competitive candidate.

PracHub interview research ↗
How much emphasis is placed on Generative AI versus traditional Machine Learning?

Recent interview experiences indicate a heavy and growing emphasis on Generative AI, specifically RAG and prompt engineering. However, traditional ML (classification, regression, clustering) is still essential for core risk modeling. You must be comfortable discussing both.

PracHub interview research ↗
What is the typical timeline from the first interview to an offer?

The process is generally efficient. Candidates often complete the 2-3 rounds within a span of two to four weeks. Recruiters at Arthur J. Gallagher & are known for responding quickly and keeping candidates informed.

PracHub interview research ↗
Sources & methodology 3 sources ↗

No official company page is cited. Rounds and questions come from candidate reports and PracHub editorial material; each source shows the date it was read.