Compare The Market · Data Scientist
Updated · 2026-09-24

Compare The Market Data Scientist
Interview Questions & Guide 2026

THE 60-SECOND BRIEF

As a Data Scientist at Compare The Market, you are positioned at the intersection of complex user behavior and high-stakes financial decision-making. You will play a pivotal role in optimizing the customer journey across one of the UK’s leading price comparison platforms. By leveraging vast amounts of transactional data, your work directly informs how millions of users compare insurance, energy, and financial products, ensuring they find the best value for their unique needs.

The boundary with engineering varies enough to be worth asking about directly. Some seats end at the analysis and the writeup; others carry feature pipelines, scheduling and alerting, which decides whether production data plumbing belongs in your prep at all.

Compare The Market candidates report 4 rounds · ≈ 3-5 weeks. The stages below are what candidates describe, not a published process.

Set fraud thresholds by expected costRead vintage curves, not blended portfolio averagesSeparate authorization, settlement and dispute outcomes cleanly

34 min read

Browse Data Scientist questions

See the practice prompts

17Practice promptsAcross five skill areas
3With worked solutionsIncluded in the practice prompts

As a Data Scientist at Compare The Market, you are positioned at the intersection of complex user behavior and high-stakes financial decision-making. You will play a pivotal role in optimizing the customer journey across one of the UK’s leading price comparison platforms. By leveraging vast amounts of transactional data, your work directly informs how millions of users compare insurance, energy, and financial products, ensuring they find the best value for their unique needs.

This role is inherently product-focused and requires a blend of rigorous statistical analysis and commercial acumen. You will be responsible for designing experiments that test new features, diagnosing fluctuations in core performance metrics, and building predictive models that enhance the efficiency of the platform. You will work closely with product managers, engineers, and commercial stakeholders to turn raw data into actionable business strategies.

Success in this role requires more than just technical precision; it demands the ability to communicate complex findings to non-technical stakeholders. Whether you are identifying the root cause of a metric drop or designing a new A/B test to improve conversion, your insights will be foundational to ’s mission of helping households save money.

01

Initial Screening

reported

A screening call is a matching exercise run by someone who will not evaluate your statistics. They are checking that the work described on your resume is work you personally did, and that its scope matches the level the role is written for. Logistics get settled in the same half hour so nobody spends an interviewer's afternoon on a mismatch. The answer that fails is the one narrated in the plural. If every sentence is 'we built' and 'the team decided', there is nothing specific to write down about you. Name the piece that was yours, the decision you made inside it, and what changed after.

What to demonstrate

  • Whether the ownership implied by your resume survives one round of follow-up about who actually did which part
  • Whether your described scope (data size, stakeholders, what shipped) matches the seniority the role is written at
  • Whether timeline, location and compensation expectations make the rest of the loop worth scheduling

How to prepare

  • Rewrite your top three resume bullets in the first person singular, each with the decision you made and what moved afterwards, then say them out loud once so the 'we' does not return under pressure
  • Attach one number to each project: the baseline, the change, and the window it was measured over. Where impact was never measured, say that plainly rather than inventing a figure
  • Settle your compensation range before the call and give it as a range with a reason behind it, such as current total comp or a competing timeline, instead of deflecting the question twice
PracHub interview research ↗
02

Skill-Specific Assessments

reported

A handful of shapes account for most of what gets asked in this format: a ranking or deduplication inside groups, a running or rolling total, a period-over-period comparison, and a cohort tracked forward over time. Recognising the shape quickly is most of the speed here; deriving it from scratch while a clock runs is where the time goes. Know that a window function keeps every row while a GROUP BY collapses them, and know which one the question needs. If the exercise is in Python instead of SQL, the same shapes arrive as groupby with transform, shift and merge, and the same grain mistakes are available.

What to demonstrate

  • Whether you reach the right construct without a detour, such as ROW_NUMBER over a partition to deduplicate instead of a self-join against a MAX subquery
  • Whether you know what your window frame actually is, since adding ORDER BY inside OVER changes the default frame and silently changes a running total
  • Whether the thing runs. A near-miss that throws an error scores below a plainer query that returns the right rows.

How to prepare

  • Write each of the four shapes once from memory against a small schema and keep the working version somewhere you will reread it: dedupe with ROW_NUMBER, a running total, a month-over-month change with LAG, and a retention table
  • Compute one running total twice on data with tied timestamps, once on the default frame and once with ROWS BETWEEN UNBOUNDED PRECEDING AND CURRENT ROW, and look at where the two disagree
  • If Python is on the table, rebuild the dedupe and the running total with groupby and cumsum, then assert the two implementations return identical rows
PracHub interview research ↗
03

Collaborative Problem Solving

reported

An extra round usually exists because something is still open after the standard loop: a skill the earlier interviews did not sample, a level decision, or two interviewers who disagreed. It is rarely a rerun of what you already did well. Ask the recruiter who you are meeting, what function they sit in, and how long the session runs. That is an ordinary scheduling question, and the answer changes what you should prepare. What separates a strong candidate here is treating the round as a fresh evaluation with its own bar, rather than assuming earlier performance carries you through or sinks you.

What to demonstrate

  • Whether you can answer well on ground the earlier rounds did not cover, without leaning on what you already said to someone else
  • Consistency of the facts in your stories: the same sample size, timeframe, team size and scope of your own role as in earlier conversations
  • How you handle an unfamiliar format live, including whether you ask what kind of answer is wanted before producing one

How to prepare

  • Ask the recruiter for the interviewer's function, the length, and whether to expect a coding surface, a discussion, or a presentation. Preparing for a 30 minute conversation with a partner team is not the same work as preparing for a 60 minute technical block.
  • Write out what each earlier round actually covered, then list the two or three areas nobody probed. That gap is the most likely subject of the extra round.
  • Re-read the numbers in the project stories you have already told, so a second telling does not quietly contradict the first.
PracHub interview research ↗
04

Engagement with Team

reported

Because the format is not fixed, prepare the reasoning rather than the ritual. Nearly every version of this round draws on the same underlying material: a design you can defend, a metric you can define exactly, an analysis whose assumptions you can state out loud. Only the wrapper changes, whether that is a take-home, a live case, a deep dive on past work, or a rough estimate on a whiteboard. Answers rehearsed to fit one shape stall the moment the shape differs. Practise naming the assumption behind a number, then saying how much the conclusion moves if that assumption is wrong.

What to demonstrate

  • Whether your justification for a method survives the question 'why not the simpler thing', including when the simpler thing would have worked
  • Precision under pressure: what exactly counts as an active user, a conversion or a success, over what window, with what exclusions
  • Whether you carry an argument through to a recommendation instead of stopping at a list of tradeoffs

How to prepare

  • For each project you plan to mention, write the metric definition in one sentence: numerator, denominator, time window, exclusions. Say it out loud once, because vagueness shows up in speech before it shows up on paper.
  • Rehearse the same project at three lengths: two minutes, ten minutes, and a deep dive on one technical decision. Cutting live is harder than it sounds.
  • For your headline result, write down what would have had to be true for it to be wrong, and how you ruled that out.
PracHub interview research ↗

PracHub editorial advice for the preparation topics above.

01

Averaging delinquency across a book that is growing

A loan three months old cannot be 90 days past due, so a portfolio with many recent originations reports a low blended 90+ rate purely from age mix. The blended rate falls fastest exactly when originations grow fastest, which is precisely when credit quality most needs watching, so the metric moves in the reassuring direction during the riskiest period. Only comparisons at equal months on book are valid, which is what a vintage or roll-rate view enforces.

02

Reading the most recent months of fraud and dispute rates as final

Consumer dispute rights commonly run around 120 days from the transaction or expected delivery date, and several reason codes run considerably longer, so the disputes belonging to a recent transaction month have simply not been filed yet. Any chart attributed by transaction date therefore slopes down at the right edge regardless of what is happening. The fix is to report only matured cohorts, or to apply development factors estimated from completed months and to show the estimate as an estimate.

03

Interpreting a change before checking data quality and logging

Spend the first pass on row volume by day, null rates, duplicate keys, and whether the step change lands on a release or tracking-migration date. A discontinuity that coincides with a deploy is an instrumentation hypothesis before it is a behavioural one.

04

Extrapolating a first-week lift inflated by novelty effects

Plot the treatment effect by days since first exposure instead of quoting one pooled average. A lift that decays toward zero across the test window is behaviour that will not persist, and annualising it produces a forecast that misses by an order of magnitude.

Choose a category, try a prompt, then open its approach, worked solution or follow-up when you need it.

14 technical prompts3 include a worked solution

Explain the trade-offs between a frequentist and a Bayesian approach t…

medium
statistics and probability

Explain the trade-offs between a frequentist and a Bayesian approach to testing.

Approach
  1. Quantify uncertainty explicitly rather than reporting a point estimate alone.
  2. Write down the assumption the method needs before you use the method.
  3. Say what the estimate is of, and over what population it generalises.
Follow-up
  • What sample size would you need to detect an effect half this size?
  • Which assumption here is most likely to be violated in practice?

Bootstrap a fraud loss rate that clusters within merchant

mediumWorked solution
bootstrapclustered resamplingheavy tails

You have a per-transaction frame with auth_id, merchant_id, settled_amount_reporting and net_loss_reporting, both already in one reporting currency. Most rows carry zero loss, a few carry large ones, and losses cluster within merchant. Using only numpy's random generator and no resampling helper from any library, write a bootstrap that returns a 95 percent interval for net fraud loss in basis points of settled volume, resampling merchants with replacement and taking all rows belonging to each drawn merchant. Also produce the naive row-level interval and state which you would report.

Approach
  1. State the estimator before writing it: total net loss divided by total settled volume, times 10,000. It is a ratio of sums, so each replicate recomputes both sums. Averaging per-transaction loss rates instead would weight a five-unit transaction like a five-thousand-unit one.
  2. Pre-aggregate loss and volume to merchant level once. For a ratio of sums, drawing merchants and taking all their rows is arithmetically identical to drawing merchant-level (loss_sum, volume_sum) pairs, so a replicate becomes one integer draw plus two vectorised sums rather than a groupby inside the loop.
  3. Draw B replicates of M merchant indices with replacement, where M is the observed merchant count, compute the ratio per replicate, and take the 2.5th and 97.5th percentiles. Say explicitly that this is a percentile interval and that BCa would correct the skew-induced bias if the decision is close.
  4. Repeat with independent row draws for the naive interval and compare widths on the same replicate count.
  5. Report the clustered interval. Rows within a merchant share an acceptance profile, a category code and a fraud exposure, so they are not independent, and the row-level interval understates variance by roughly the design effect.
Worked solution 30 min
  1. Compute the point estimate directly on the full data and keep it for comparison.
  2. Aggregate to merchant-level loss and volume arrays, record M, and set B to 2,000 with a seeded numpy Generator.
  3. In a vectorised loop, draw integer indices of shape (B, M), index both arrays, sum along axis 1, and take the ratio times 10,000.
  4. Repeat for the row-level version using the per-transaction arrays and N draws.
  5. Take the 2.5 and 97.5 percentiles of each replicate array and report both intervals alongside the point estimate.
EXPECTED RESULTTwo intervals in basis points sharing the same point estimate. The clustered interval is materially wider, commonly two to four times, and is right-skewed because a heavy merchant can be drawn more than once in a replicate.
Follow-up
  • Your clustered interval is three times wider. How do you explain that to someone who wanted a tighter number?
  • One merchant accounts for 40 percent of losses. What does that do to the interval, and what would you do about it?
  • How does this change if the question is whether two months differ rather than what this month's rate is?

Collapse retry chains and compute a dollar-weighted approval rate

medium
sessionisationwindow functionsdollar-weighted rates

fct_payment_authorization gives auth_id, card_token_id, merchant_id, amount_minor, transaction_currency, requested_at, auth_result, is_reversal, channel and issuer_country. Two reference frames give the minor-unit exponent per currency and a daily rate to one reporting currency. Collapse retry chains first: attempts sharing card_token_id, merchant_id and amount_minor whose consecutive gaps are under 15 minutes form a single attempt, whose outcome is its last row. Exclude reversals and zero-amount verifications. Return a 7-day rolling dollar-weighted approval rate by channel and issuer_country.

Approach
  1. Filter before grouping: drop is_reversal rows and zero-amount verifications, since neither is a purchase attempt and both would otherwise sit in the denominator.
  2. Sort by card_token_id, merchant_id, amount_minor and requested_at, take the gap to the previous row within that key, mark a chain start where the gap exceeds 15 minutes or the key changes, and label chains with a cumulative sum of that flag. This is a gap rule between consecutive attempts, not a fixed clock bucket, so a chain may span more than 15 minutes in total.
  3. Keep each chain's terminal row by requested_at. If a retry was approved, the purchase was approved; keeping the first row reports the decline that caused the retry as the outcome.
  4. Convert amounts exactly once: amount_minor divided by 10 to the power of the currency exponent, multiplied by the reference rate for the authorization date. Do not reach for settlement_fx_rate, which is null on precisely the declined rows the denominator needs.
  5. Build the rolling window as a ratio of two rolling sums, approved value over total value, per channel and issuer_country. A rolling mean of daily ratios weights a quiet Sunday the same as a busy Friday.
Follow-up
  • The count-weighted rate is flat while the dollar-weighted rate falls 80 basis points. What do you look at first?
  • How would you choose the 15-minute window rather than inheriting it?
  • A merchant moves from two retries to five. Which of your two rates moves, and is that a real change in approval quality?

Roughly 90 minutes a night on weekdays with one longer weekend block. The plan deliberately cuts scope rather than compressing everything, on the assumption that finishing one thing a night beats half-starting four.

Small steps. Visible outcomes.0 / 7 completed
ONE WEEK · YOUR PACE

Prepare, practise & reflect

One practical outcome each day. Spend longer where you need it.

0 / 7 done
01Fix the scope and set a baseline
  • Read the role description and write the three things the loop will almost certainly test, then write an explicit not-doing list for everything else and keep it visible all week.
  • Take one 20-minute SQL prompt and one 10-minute metric question cold, and write the single sentence that says what blocked each attempt, since that sentence is what decides which two topics get the most evenings.
  • Set the week's one rule: one problem finished to completion every night, including the night you only have 40 minutes.

Deliverable: A one-page scope with an explicit not-doing list and two cold attempts, each carrying one sentence on what blocked it.

Practice prompt ↗Practice prompt ↗Practice prompt ↗Worked solution ↗
02One query pattern, written three times
  • Choose the single pattern most likely to appear (a cohort retention grid, or a funnel counted by user) and write it three times from a blank file rather than editing the previous attempt.
  • On the third attempt, write the grain of every CTE as a comment before writing its body.
  • Stop at 90 minutes even if the third version is imperfect, and write the one thing you would fix with another hour.

Deliverable: Three independent versions of the same query plus a note on what changed between them.

Practice prompt ↗Practice prompt ↗Practice prompt ↗
03Only the statistics you will be asked to defend
  • Write, in under 200 words, how you would decide whether a difference between two groups is real: the test, its assumptions, and what you would switch to when an assumption fails.
  • Compute a 95 percent confidence interval for a difference in proportions by hand on realistic numbers, then write in one sentence what changes if the two samples are paired rather than independent.
  • Write your answer to "what does a p-value mean", check it against a definition, and delete the version that describes it as the probability the hypothesis is true.

Deliverable: A 200-word written answer and one hand-computed interval you can reproduce under pressure.

Practice prompt ↗Practice prompt ↗Practice prompt ↗
04One case, and the assumptions holding it up
  • Answer one product case aloud in 20 minutes with a recording running, then listen back with a pen and mark every claim you asserted without saying what it rested on: an assumed user behaviour, an assumed data source, an assumed baseline rate, an assumed grain.
  • Pick the three assumptions the recommendation actually depends on, write how you would check each one against data, and say which one being wrong would flip the recommendation rather than merely weaken it.
  • Write the four-step structure you used onto a card small enough to hold in working memory when you are nervous.

Deliverable: One recording, three load-bearing assumptions each with a written check, and a four-step structure card.

Practice prompt ↗Practice prompt ↗Worked solution ↗
05Your own work, timed
  • Write a 90-second version and a four-minute version of your main project, and time both out loud rather than reading them.
  • Prepare answers to the two follow-ups that always come: what you would do differently, and how you knew it worked.
  • Put one number in the first sentence and be able to say exactly where that number came from and what it excludes.

Deliverable: Two timed narratives with one defensible number in the opening line.

Practice prompt ↗Practice prompt ↗
06The one full rehearsal, in a longer weekend block
  • Run a 60-minute mock covering query work, a case and a behavioural question in a single sitting with no breaks, because sustained attention is the thing evenings have not trained.
  • Immediately afterwards, and before hearing any feedback, write the three moments you lost the thread.
  • Spend the rest of the block only on those three moments, and on nothing you merely feel shaky about.

Deliverable: Mock notes naming three failure moments with a specific fix written under each.

Practice prompt ↗Practice prompt ↗
07Taper
  • Write the 20-minute warm-up you will actually do on the morning of the interview: one query you can already write from a blank file, one metric you can define out loud, and nothing you have never seen before.
  • Re-read only your own notes from this week, and open no new material.
  • Write down the logistics: the tool you will be asked to work in, whether lookups are allowed, and the sentence you will use when you do not know something.

Deliverable: A one-page card holding the case structure, the project numbers, and the logistics.

Practice prompt ↗Practice prompt ↗Worked solution ↗

Expand any day for tasks and deliverables. Your progress is saved on this device.

Most of the questions in this section reduce to one thing: can you be handed a vague request and come back with something useful? Prepare an example where the ask was underspecified, you chose an interpretation, and you said out loud which interpretation you chose. Describing how you narrowed the question matters more than the technique you eventually used.

Describe a situation where you had to advocate for a data-driven appro…

medium
behavioural and stakeholder questions

Describe a situation where you had to advocate for a data-driven approach against a conflicting opinion from a product manager.

Approach
  1. Pick a story where you drove the decision, not one where you observed it.
  2. Close with what you would do differently, concretely.
  3. Quantify the outcome, including what you would not claim credit for.
Follow-up
  • How did you know the outcome was caused by your change?
  • What did you decide not to do, and why?

Turn a one-line fraud-number request into a scoped brief

easy
scopingmetric definitiondenominators

A stakeholder messages: what is our fraud rate, and is it going up? You have fct_payment_authorization, fct_card_dispute and dim_customer. At least four defensible answers exist: count-weighted or value-weighted, attributed to the transaction month or to the dispute filing month, and gross or net of recoveries and successful representments. You get one reply before someone else produces an uncaveated number. Write that reply: the clarifying questions you ask, the single default you will produce if nobody answers, and what the default excludes.

Approach
  1. Establish the decision behind the question first, because a risk-rule change, a board number and a merchant contract negotiation need different denominators, and asking which one is not stalling.
  2. Offer a short menu rather than an open question: a stakeholder can choose between two named options but cannot specify a denominator from scratch.
  3. Commit to a default so the reply is useful even if nobody answers, for example net fraud loss in basis points of settled volume, attributed to the requested_at month, matured months only.
  4. State the exclusions in the same breath as the default: non-fraud dispute categories, transaction months with less than 120 days of maturity, and first-party abuse that arrives coded as consumer_dispute.
  5. Give a delivery time for the default and a longer one for the fuller cut, so the choice between them carries a visible cost.
Follow-up
  • They come back wanting it by merchant for a contract negotiation. What changes in the definition and in the maturity rule?
  • How would you separate first-party abuse from third-party fraud in this data, and what would you refuse to conclude from the split?

Allocate one analyst-week across three competing risk requests

medium
prioritisationdecision deadlinesstakeholder negotiation

Three requests land in the same week and you have one analyst-week. Payments wants a merchant-level decline teardown before a contract renewal in nine days. Credit wants a swap-set analysis on a cutoff change scheduled to ship in six weeks. Insurance wants accident-quarter loss ratios at 12 months development for a reserving review with no fixed date. Each sponsor believes theirs is first, and each has escalated before. Produce the allocation, the reasoning you would say out loud to all three at once, and what you explicitly drop.

Approach
  1. Score each request on the decision it unblocks rather than on effort or on how loudly it arrived: what changes if it is late, and is that change reversible.
  2. Separate deadline from value. The nine-day renewal is a hard, irreversible date with a bounded prize; the six-week cutoff has slack but a much larger downside if it ships unmeasured; the reserving number has no date but feeds external reporting, which is its own kind of hard.
  3. Hunt for the cheap partial in each: a decline teardown restricted to the top merchants by declined value usually answers the contract question at a fraction of the full cut.
  4. Sequence by hard date first, then by largest irreversible downside, and deliver the trade-off to all three sponsors in one message rather than three, so nobody negotiates privately against a version you told someone else.
  5. Name what is dropped and who now owns that consequence, in writing, so the trade-off is visible rather than silently absorbed by you.
Follow-up
  • The credit sponsor escalates to your manager. What do you change, and what do you refuse to change?
  • How would you make this allocation reproducible so the next contested week is a rule application rather than a negotiation?
  • 01

    Describe a situation where you had to advocate for a data-driven approach against a conflicting opinion from a product manager.

  • 02

    A stakeholder messages: what is our fraud rate, and is it going up? You have fct_payment_authorization, fct_card_dispute and dim_customer. At least four defensible answers exist: count-weighted or value-weighted, attributed to the transaction month or to the dispute filing month, and gross or net of recoveries and successful representments. You get one reply before someone else produces an uncaveated number. Write that reply: the clarifying questions you ask, the single default you will produce if nobody answers, and what the default excludes.

  • 03

    Three requests land in the same week and you have one analyst-week. Payments wants a merchant-level decline teardown before a contract renewal in nine days. Credit wants a swap-set analysis on a cutoff change scheduled to ship in six weeks. Insurance wants accident-quarter loss ratios at 12 months development for a reserving review with no fixed date. Each sponsor believes theirs is first, and each has escalated before. Produce the allocation, the reasoning you would say out loud to all three at once, and what you explicitly drop.

PracHub interview preparation framework ↗
Is this an official Compare The Market interview guide?

No. It is PracHub's own research and practice material for the Data Scientist role at Compare The Market. Rounds and questions reflect what candidates have reported, not a process Compare The Market has published, and they change over time. Confirm the current format and scope with your recruiter.

PracHub interview research ↗
How difficult are the technical assessments?

The technical rounds are designed to be practical. If you are comfortable with SQL manipulation and standard statistical testing, you will find the questions manageable.

PracHub interview research ↗
What is the most important trait for a candidate to show?

Intellectual curiosity paired with a focus on business value. Show that you don't just want to build models, but that you want to solve actual user problems.

PracHub interview research ↗
How long does the process take?

Typically, the process moves efficiently. Expect a few weeks from the initial screen to a final decision.

PracHub interview research ↗
Is there a heavy focus on Machine Learning?

While Data Scientist roles often involve ML, the core of this position at Compare The Market is heavily weighted toward product metrics and experimentation.

PracHub interview research ↗
Sources & methodology 3 sources ↗

No official company page is cited. Rounds and questions come from candidate reports and PracHub editorial material; each source shows the date it was read.