As a Software Engineer at Fannie Mae, you are at the intersection of large-scale financial infrastructure and modern technology. Your work directly supports the stability and liquidity of the U.S. housing market. You will be responsible for building, maintaining, and scaling the critical systems that allow Fannie Mae to process massive volumes of mortgage data, manage risk, and provide affordable housing solutions across the nation.
This role is not just about writing code; it is about engineering robust, secure, and performant solutions that handle high-stakes financial transactions. You will likely collaborate with cross-functional teams to modernize legacy systems, implement cloud-native architectures, and leverage data-driven insights to solve complex engineering challenges. It is a high-impact position where your contributions directly influence the efficiency of the secondary mortgage market and, ultimately, the lives of millions of homeowners.
Fannie Mae values candidates who demonstrate a clear understanding of the company's mission. Be prepared to articulate how your technical skills help support the broader goal of providing sustainable housing finance.
Recruiter Screen
reportedBefore anything technical happens, someone has to decide which rung of the ladder your loop is calibrated to, and that decision sets the bar for every round after it. It comes from how you describe scope, not from your title, because titles do not convert cleanly between companies. The weak version of the answer is team size and years. The strong version names the largest change you shipped where nobody reviewed the design, what would have broken if you had been wrong, and what you were paged for. Get the level said out loud on this call, because the range and the loop both follow from it.
What to demonstrate
- Whether the scope in your own account maps onto a level the team actually has an opening at, so a mismatch ends the process cheaply rather than after four interviewers have spent a day
- Whether your title needs re-mapping: the same word describes very different amounts of independent decision-making at a twenty-person company and a ten-thousand-person one
- Whether your compensation expectation can be filled at that level in the structure the role pays in, which is why the number gets asked for before any engineer is scheduled
How to prepare
- Write down two changes from the last two years: the largest one you designed with nobody reviewing the design, and the largest one where someone more senior did. Lead with the first when scope comes up, and be ready to say which parts of the second were yours
- Ask which level the loop is calibrated to and what changes at the level above it, then plan your weeks from that answer rather than from the posting
- Settle a total-compensation range beforehand with the split named, base against bonus against equity and its vesting period, so a question about numbers gets a number instead of the word market
Technical Evaluation
reportedInput bounds are the part of the prompt most often skimmed, and they usually contain the answer. They tell you which complexity class is admissible, which narrows the search before you have thought about the problem itself. As a rough planning figure, a compiled language does on the order of 10^8 simple operations per second and an interpreted one roughly an order of magnitude less. So n up to about twenty admits enumerating subsets, a few thousand admits a quadratic pass, and a million admits neither: you need near-linear, or linear with a log factor. If the bounds are missing, ask for them.
What to demonstrate
- Whether the approach is justified by the stated input size rather than by whichever pattern you recognised first
- Whether you ask about the properties that change the algorithm: whether the input arrives sorted, whether duplicates occur, whether values are bounded integers, whether it all fits in memory
- Whether you can name the bottleneck in your own solution and what would remove it, even when you deliberately leave it in place
- Whether a claimed speedup is real, since memoising a recursion only helps when subproblems genuinely overlap and the state can be keyed cheaply
How to prepare
- For each algorithm you rely on, write down the largest n it handles in roughly a second, then check two of those figures by timing them in the language you will actually type in
- For two weeks, write one line naming your target complexity and the bound that justifies it before you write any code, then compare that line with what you ended up submitting
- Practise the conversion backwards: given a required O(n log n), list the mechanisms that get you there (sorting, a heap, an ordered map, divide and conquer) and choose by what the problem needs to query, not by what you used last
Final Round
reportedWhere the day includes a partner from product, design or data, that conversation is weighted like the technical ones and prepared for least. They are deciding one thing: whether having you in the room makes their decisions cheaper. That means options with costs attached, not implementation detail and not "it depends". An estimate someone can plan against — a range, the assumption that would push it to the high end, and what you would drop to hit the low one — is worth more than a confident single number, which everyone present already knows is wrong.
What to demonstrate
- Whether an estimate comes as a range with the assumption most likely to break it, and states what a specific scope cut would actually buy
- Whether a technical constraint is handed over as a choice with consequences on their side, rather than as a verdict they have no standing to argue with
- Whether you establish what decision is on the table before proposing anything
- Whether risk is raised while it can still change the plan, with the trigger that would confirm it, instead of reported afterwards as a slip
How to prepare
- Take a project that shipped late and write the two-sentence warning you could have given three weeks earlier, naming what you would have needed decided at that point
- Rehearse one estimate out loud until it arrives in three parts: the range, the single assumption that would blow it, and the smallest thing you would cut to protect the date
- Rewrite an objection you have actually made — the "we can't do that" version — as two options with their costs, so the choice ends up with the person who owns it
PracHub editorial advice for the preparation topics above.
Serialising a tenant's writes through select ... for update on a single counter row
It is the first change that makes a counter correct, and it caps that tenant's write throughput at roughly one divided by the lock hold time. A transaction that takes the lock, makes a network call and then commits holds it for the entire round trip: at 2 ms that is about 500 writes per second for the whole tenant, and the largest tenants are exactly the ones that exceed it. The damage then spreads, because every waiter holds a database connection while it queues, so one hot tenant drains the shared pool and the symptom presents as a site-wide latency incident rather than as a lock problem. The repairs are to shrink the critical section to a single statement, to shard the counter into per-(tenant, hour) or per-(tenant, bucket) rows and sum on read, or to batch in memory and flush periodically while accepting the bounded loss that batching implies.
One shared connection pool for every tenant and every query class
A single tenant with a large table and a missing index can occupy every connection with slow queries, and every other tenant then waits in connection acquisition -- a queue invisible in database metrics, because the database itself looks healthy while the application starves. Containment is bulkheads: separate pools or per-tenant concurrency caps for interactive requests, background jobs and exports, a statement timeout low enough that a pathological query dies before it accumulates, and an idle-in-transaction timeout so a stuck client cannot pin a connection and its locks indefinitely. One caveat worth knowing in advance: if a transaction-pooling proxy sits in front of the database, session-scoped behaviour changes, so session-level advisory locks and settings applied outside a transaction do not survive the way they do on a direct connection.
Sorting when the problem never required a total order
Match the algorithm to the guarantee actually needed: the top k comes from a size-k heap in O(n log k) time and O(k) space, distinctness needs a set rather than an ordering, and a small bounded integer key range admits a linear counting pass. A full O(n log n) sort is the right default only when you genuinely need everything in order.
Naming no test cases at all
State what you would test before being asked: empty input, a single element, all elements equal, the maximum permitted size, and the input that exercises the branch you just wrote. It costs thirty seconds and is much of what separates someone who has shipped code from someone who has only solved puzzles.
Choose a category, try a prompt, then open its approach, worked solution or follow-up when you need it.
Find peak concurrent sandbox usage from run intervals
Given up to 5 million job_run rows for one tenant over one day, with run_id, started_at, finished_at, status and wall_clock_limit_seconds, report the maximum number of sandboxes running at once, the earliest instant that maximum is reached, and the first run_id that would breach a per-tenant cap of C. started_at is null while a run is queued; finished_at is null both for runs still executing and for runs in status lost. Treat a run as occupying [started_at, finished_at). Give the complexity and state how you handle each null.
Approach
- Turn each run into two sweep events,
(started_at, +1)and(end, -1), then sort the 2n events by timestamp with-1ordered before+1at equal timestamps. That tie-break is what makes the interval half-open, so a run finishing at 10:00:00 and one starting at 10:00:00 never overlap. - Decide each null out loud before sweeping, because each choice moves the answer. A null
started_atmeans queued and contributes nothing. A nullfinished_atwith statusrunningorleasedis clipped to the window end. Statuslosthas no observed end at all, so clip it atstarted_at + wall_clock_limit_secondson the grounds that the supervisor owns the timeout, and record that you did. The table'scheck (finished_at is null or started_at is not null)guarantees you never see an end without a start. - Sweep once, maintaining a running counter, the maximum, and the timestamp at which the maximum was first attained (update
peak_atonly on a strict increase, or you will report the last such instant instead of the earliest). Capture the firstrun_idwhose+1takes the counter to C+1 during the same sweep rather than in a second pass. - Complexity: O(n log n) dominated by the sort, O(n) space. If rows already arrive ordered by
started_at, a min-heap of end times gives O(n log k) time and O(k) space with k the peak concurrency, which is the better shape when the rows come from an index scan on(tenant_id, started_at). - If second resolution is acceptable, counting-sort the endpoints into an 86,400-slot delta array and prefix-sum it: O(n + T) time and O(T) space, which beats the comparison sort at 5 million rows. It answers only at second granularity, so state which resolution the cap is defined in.
Worked solution 20 min
- Write the null policy as three lines of prose first, one per case, and keep them beside the output.
- Emit 2n endpoint tuples
(timestamp, delta, run_id)and sort on the key(timestamp, delta)so-1precedes+1. - Sweep, tracking
cur,peak,peak_atupdated only on a strict increase, and the firstrun_idwhose+1takescurto C+1. - Build a fixture with two runs where one ends exactly when the next starts, three genuinely overlapping runs, one run with a null
finished_atand statusrunning, and one with statuslostand a 300-secondwall_clock_limit_seconds. - Re-run with every timestamp shifted by a constant and confirm the peak is unchanged while
peak_atshifts by the same constant.
Follow-up
- Now report peak concurrency per tenant for 10,000 tenants from one globally sorted stream. What changes about memory and about the sort?
- The cap has to be enforced at dispatch rather than reported afterwards. What does the admission check look like, and where does it race?
- How would you answer 'peak concurrency within any 5-minute window' without re-sorting?
Hold a tenant to a trailing sixty-second request limit
The gateway must hold each tenant to R requests in any trailing 60 seconds, in aggregate across three regions and every pod, within a budget of under 10 ms added p99. Peak is 30,000 requests/second across 200,000 active tenants, and traffic is heavily skewed toward a handful of them. Give an exact single-process algorithm with its amortised per-request cost and its memory per tenant, then a bounded-memory approximation and the worst-case overshoot it actually admits. Say what the distributed version does when the counter store is unreachable.
Approach
- Exact, single process: a per-tenant deque of request timestamps. On arrival, pop from the front while
front <= now - 60s, then admit if the remaining length is below R and push. Each timestamp is pushed once and popped once, so the cost is O(1) amortised. The O(R) version is the one that re-filters the whole deque on every request. - Quote the memory. R = 1,000 across 200,000 active tenants is up to 2 x 10^8 timestamps at 8 bytes, about 1.6 GB, and that is the worst case rather than the mean, because the long tail of small tenants holds almost nothing. Skew helps you here and hurts you in the sharding decision.
- Bounded alternative, with its real bound stated: a fixed 60-second counter is O(1) memory but admits close to 2R across a 60-second span straddling a boundary. The weighted two-bucket estimate,
prev * (60 - elapsed)/60 + cur, is better on smooth traffic but assumes the previous window's arrivals were uniform; an adversary packing them at the end of that window is undercounted and can still approach 2R. Say that rather than calling it exact. - Token bucket is the usual gateway answer and a different contract: O(1) state per tenant (
tokens,last_refill), a sustained rate, and a deliberate burst allowance equal to the bucket size. Choose it when a burst is acceptable and the log when the limit is contractual. - Distributed: the limit is per tenant in aggregate, so a local bucket of R/N per pod is wrong in both directions under skew. A tenant landing on one pod is throttled at R/N, and a tenant spread evenly across pods exceeds R. The shared check must be a single atomic round trip, one script or one increment-and-compare, never read-then-write, and it must fit inside the 10 ms p99 budget.
- Decide the unavailable case in advance and write it down. Failing open keeps the product up and lets a tenant exceed its limit for the duration; failing closed converts a counter-store outage into a full outage. Most gateways fail open on rate limits and closed on authorisation, and those are two separate decisions made separately.
Follow-up
- One tenant sends 40% of all traffic. What does that do to a single counter key, and what do you shard on instead?
- Quotas rather than rate limits: the check is
select used; if used < limit then insert. Name the isolation level that still permits the overshoot, and the two fixes. - How do you return an accurate
Retry-Afterfrom the exact algorithm without a second scan?
Parse and verify a timestamped multi-signature webhook header
An inbound webhook carries a signature header of at most 1 KiB shaped t=<unix seconds>,v1=<64 hex chars>, with up to five v1 values during secret rotation and possibly unknown scheme keys. You hold the raw request body bytes and the currently active signing secrets. Write the parser and the verifier: accept when any active secret reproduces a signature and the timestamp is within a five-minute tolerance in either direction, reject otherwise. Single left-to-right pass over the header, no regular expression. State what is inside the MAC and why.
Approach
- Parse in one scan: split on
,, then on the first=only, since a value may itself contain=under a future scheme. Accepttexactly once and treat a secondtas a reject rather than last-wins. Push everyv1onto a short list and ignore any other key, so av2can be introduced later without breaking this verifier. - Say what is signed: HMAC-SHA256 over the exact byte string
<t>.<raw body bytes>, yielding 32 bytes or 64 hex characters. The timestamp sits inside the MAC because otherwise an attacker replays yesterday's body with its still-valid signature and only has to edit the header timestamp. - Hash the bytes as received. Verifying against a re-serialised JSON body is the usual defect: key order, whitespace and number formatting all change the bytes while the parsed objects compare equal, so signatures fail for honest senders and the popular 'fix' is to stop checking.
- Compare in constant time over fixed-length digests. Decode the hex to 32 bytes, accumulate
acc |= a[i] ^ b[i]across the whole length, and testacc == 0at the end. Evaluate every candidate without an early exit; at five candidates that is five HMACs over the body, linear in body size and negligible beside the network. - Apply the tolerance as a two-sided bound, rejecting when
|now - t| > 300seconds. A sender whose clock runs ahead of yours is an ordinary case, and an unbounded future timestamp is a free replay window. - Complexity: O(L) over the header producing k candidates, plus k HMACs at O(|body|) each. Space is O(k) beyond the body itself. Do the cheap rejections, including the tolerance check, before any cryptography runs.
Follow-up
- The body is 40 MB. What changes about where you verify, and what can you do before the whole body has arrived?
- A customer reports that signatures fail for exactly the requests whose body contains a non-ASCII character. What is your first hypothesis?
- How do you rotate the signing secret with no failed deliveries, and how long do both secrets stay live?
Migrate a live partitioned event table without blocking ingest
usage_event is range-partitioned daily on ingested_at, holds roughly 250M rows per day across 400 live partitions, and is written at 10-40k rows/second. Two changes are required: quantity must move from double precision to numeric(20,6), and a new environment column must become NOT NULL with a default of 'production'. Ingest cannot stop. Give the ordered plan, naming for each step the lock it takes, what that lock blocks, and roughly how long it is held. Identify the one step that cannot be rolled back cleanly once traffic depends on it.
Approach
- Classify the two changes before planning anything. Adding a column with a non-volatile default has been metadata-only since PostgreSQL 11, so it is cheap. Changing double precision to numeric is not binary-coercible, so
alter column ... typerewrites every partition under ACCESS EXCLUSIVE and rebuilds its indexes; on this volume that is hours of blocked ingest and is simply not an option, which is why the plan is expand-and-contract rather than one statement. - Expand: add
quantity_numeric numeric(20,6)andenvironmentwith its default on the parent. Both are catalogue-only but both take a brief ACCESS EXCLUSIVE that cascades to partitions, so run each withlock_timeoutset to a second or two and retry on failure. A queued ACCESS EXCLUSIVE request blocks every reader behind it, which is how a metadata-only change turns into an outage. - Dual-write: deploy producer code that populates both columns on every insert, and leave it running before anything reads the new column. This is the step that cannot be reverted cleanly. Once readers depend on quantity_numeric, reverting the writer leaves rows with a null there, and the gap is only discoverable by re-reading the old column, which the readers have stopped doing.
- Backfill older partitions in batches keyed on the primary key, oldest first, committing every few thousand rows with a pause between batches, and skipping the partition still receiving writes until it rotates. Each batch is an ordinary UPDATE taking row locks only. The cost is bloat and WAL rather than blocking, so watch dead tuples and let autovacuum keep pace instead of wrapping 400 partitions in one transaction.
- Make NOT NULL cheap with the three-step form:
add constraint ... check (environment is not null) not valid(brief ACCESS EXCLUSIVE, no scan), thenvalidate constraint(SHARE UPDATE EXCLUSIVE, scans while reads and writes continue), thenset not null, which from PostgreSQL 12 uses the validated check and skips its own full scan. Do this per partition, then on the parent. - Switch and contract: move reads to the new column behind a flag, verify over a full period that both columns agree on freshly written rows, drop the old column (metadata-only), and only then remove the dual-write. Any index on the new column goes on with CREATE INDEX CONCURRENTLY per partition, since CIC is not supported on a partitioned parent: create the parent index with ONLY, build each child concurrently, then ALTER INDEX ... ATTACH PARTITION until the parent index becomes valid.
Follow-up
- A CREATE INDEX CONCURRENTLY fails halfway through the partition list. What state is the table in, how do you detect it, and what do you run?
- The producer computes quantity itself. What happens to a request already in flight when the dual-write deploy lands, and does it matter?
- Give two queries that prove the backfill is complete: one cheap enough to run every minute, one authoritative.
Enforce a concurrent-run quota that survives simultaneous requests
A plan allows at most 20 concurrently running rows in job_run per tenant. The table holds run_id, tenant_id, workspace_id, status (queued, leased, running, succeeded, failed, timed_out, cancelled, lost), lease_token, leased_until, started_at and finished_at. Today the service runs select count(*) from job_run where tenant_id = $1 and status = 'running', compares the result to 20, then inserts. Under load a tenant exceeds the cap by exactly the number of concurrent requests. Name the anomaly, say which isolation levels do and do not prevent it, and give a version that holds, as SQL.
Approach
- Name it: write skew. Each transaction reads a predicate (the count of running rows), neither modifies what the other read, and both then insert rows that jointly violate an invariant no single row expresses. Read committed permits it. So does repeatable read, because snapshot isolation's first-updater-wins check fires only on conflicting row updates, and these are inserts touching disjoint rows.
- Enumerate the fixes with their real costs. SERIALIZABLE works: PostgreSQL's SSI tracks the predicate read and aborts one transaction with SQLSTATE 40001, which obliges the caller to retry and makes the abort rate rise with contention on a hot tenant. Folding the predicate into the write as
insert ... select ... where (select count(*) ...) < 20narrows the race to the statement's snapshot but does not close it under read committed. - Give the version that holds at read committed: serialise on a row both transactions must touch.
update tenant_concurrency set running = running + 1 where tenant_id = $1 and running < 20 returning runningupdates zero rows when the cap is reached, and zero rows is the rejection. This works because at read committed a blocked UPDATE re-evaluates its WHERE clause against the newly committed row; at repeatable read the same statement raises a serialisation error instead, so the isolation level changes the calling contract. - State the cost you just bought. That row is now a per-tenant serialisation point, so admission throughput for the tenant is bounded by one divided by the lock hold time; at a 2 ms hold that is roughly 500 admissions/second. Keep the critical section to the single UPDATE, with no network call or scheduling decision inside the transaction, and decrement in the same transaction that writes the terminal status.
- Close the leak the status enum implies: a run can end as
lost, so a crashed worker otherwise consumes a slot forever. Reconcile on a schedule againststatus = 'running' and leased_until < now(), and treat the counter as a fast path overjob_run, which stays the system of record.
Worked solution 25 min
- Seed a tenant with 19 running rows, then fire 8 concurrent sessions each running the select-then-insert, and count the resulting running rows.
- Repeat at REPEATABLE READ and confirm the count still exceeds 20.
- Repeat at SERIALIZABLE, count the 40001 aborts, and note that without a retry loop those requests fail rather than queue.
- Implement the atomic counter UPDATE, re-run the 8-way test, and confirm exactly 20 running rows with zero over-admissions.
- Kill a worker mid-run, let the lease expire, and check whether the slot comes back without intervention.
Follow-up
- Write the retry loop for the SERIALIZABLE version. What does the caller see when it keeps aborting, and what bounds the retries?
- Two regions each keep a counter. What is the effective cap, and what does admission do when the counter store is unreachable?
- The cap changes mid-flight on a plan upgrade. Do running jobs get killed, and what does the counter row look like during the change?
What specific technologies are you looking forward to working with in …
What specific technologies are you looking forward to working with in this role?
Approach
- Clarify what is being asked and what a complete answer contains.
- Work from the requirement backwards to the design.
- Say what you would check first and why it is the highest-information step.
Follow-up
- How would you know your answer was wrong?
- What assumption would you test first?
Describe the difference between a compiled and an interpreted language…
Describe the difference between a compiled and an interpreted language.
Approach
- Clarify what is being asked and what a complete answer contains.
- Say what you would check first and why it is the highest-information step.
- Work from the requirement backwards to the design.
Follow-up
- How would you know your answer was wrong?
- What assumption would you test first?
Metering ingest that survives a six-hour producer replay
metering-ingest consumes usage events at-least-once - 250M/day, 10-40k/second at peak - and folds them into usage_rollup_hourly keyed (tenant_id, workspace_id, sku, hour_start). usage_event is partitioned daily on ingested_at with unique (ingested_day, tenant_id, idempotency_key). A producer outage ends in a six-hour replay that re-sends events already ingested, some of whose originals crossed midnight. Design the consumer: partitioning, where the acknowledgement sits relative to the commit, the deduplication horizon and its storage cost, and how the rollup watermark advances. Nothing may be double-counted and nothing may be silently dropped.
Approach
- Choose the acknowledgement position deliberately and name what each choice costs. Acknowledging after the fold commits makes the consumer at-least-once: a crash between the two replays the batch and produces duplicates, which are ordinary and absorbable. Acknowledging first makes it at-most-once: a crash between the two drops revenue with no error raised anywhere and no way to detect it later. Take at-least-once and design everything downstream to absorb duplicates.
- Put the dedup and the fold in one transaction so there is no window between them. Insert the batch into usage_event with ON CONFLICT DO NOTHING, take the rows actually inserted, and fold only those into usage_rollup_hourly with an upsert on (tenant_id, workspace_id, sku, hour_start) bucketed by occurred_at, not ingested_at. A batch of about 2,000 rows is one round trip and one index probe per event.
- Attack the partition-key flaw head on: the unique index includes ingested_day because a unique index on a partitioned table must contain the partition key, so the same (tenant_id, idempotency_key) re-sent after midnight is a different index entry and passes. Deduplicate instead against a store keyed (tenant_id, idempotency_key) with no date component, whose horizon exceeds the producer's maximum retry window plus the longest replay you intend to support. At 14 days that is 250M x 14 = 3.5 billion keys, which is a dedicated key-value store, not a larger index on the same table. The alternative - partitioning usage_event on (tenant_id, occurred_day) so the natural key is stable - fixes dedup but loses pruning on ingest time and makes retention by dropping partitions awkward.
- Partition the consumer by hash of tenant_id so one tenant's replay stalls only its own partitions, and give replay traffic a separate lower-priority lane so live ingest keeps its latency. The cost is explicit: that tenant's watermark lags while the replay drains, and everything gated on the watermark waits for it.
- Define the watermark as a property of committed work, not of wall-clock time: per partition it is the largest occurred_at such that every event with a smaller occurred_at has committed, and the sealing decision uses the minimum across partitions. Record source_max_ingested_at on every rollup row so any number can prove what it did and did not include, and keep restatement legal only while status = 'open' - after sealed_at the value is frozen and a late event becomes an invoice adjustment instead.
Worked solution 40 min
- Write the consumer loop in pseudocode with the acknowledgement after the commit, then annotate each line with what is lost or duplicated if the process dies exactly there.
- Size the dedup store: events/day x horizon_days keys, bytes per key including the tenant prefix, and the resulting memory or disk. Compare that cost against simply extending retention on the partitioned table and say why the latter does not fix the problem.
- Take one event ingested at 23:59:58 and replayed at 00:00:04 and work out its fate under (a) the partitioned unique index alone and (b) the separate dedup store.
- Write the per-partition watermark formula, then what the seal uses, then what a single stalled partition does to sealing.
Follow-up
- The dedup store is lost entirely. What can you still guarantee, and how do you rebuild it from what remains?
- A replay delivers events for an hour that is already sealed. Trace exactly what happens to them, row by row.
- One partition is stuck on a poison message, so the minimum-across-partitions watermark never advances and no tenant can be sealed. What is your escape hatch and what does it cost in correctness?
Regional error rate explodes after a dependency merely slows
A control-plane read replica in one region degrades from 4 ms to 120 ms. Within ninety seconds that region's gateway error rate rises from 0.01% to 40% and its p99 becomes bimodal, one mode near the old p99 and one at the client timeout. The other two regions are unaffected. The gateway retries control-plane reads three times with exponential backoff and no jitter. Give an ordered checklist that separates trigger from amplifier, the offered-load arithmetic, and the controls that break the loop.
Approach
- Split the incident into three questions before touching a control: what started it, what amplified it, and what would make recovery slow. Here they are the replica slowdown, the retry policy interacting with queueing, and a synchronised unjittered herd at recovery. They are different mechanisms and each needs its own control.
- Read the distribution rather than the mean. A bimodal p99 with one mode pinned at the client timeout is two populations, not one degraded path; split latency by cache hit and miss and confirm the fast mode is hits and the timeout mode is misses that reached the replica.
- Do the load arithmetic. Three retries turn one client request into up to four upstream requests, so offered load reaches roughly 4x on a dependency that is already slower, and it arrives at the worst moment. With utilisation approaching one, queueing delay grows superlinearly, which is why a 30x latency increase upstream does not produce a 30x increase downstream, it produces timeouts.
- Break the loop with controls that bound offered load rather than with more attempts: a concurrency limit on the control-plane client so at most N calls are in flight and the remainder fail fast, a circuit breaker scoped per dependency and region, and a retry budget capping retries at a small fraction of base traffic so amplification has a ceiling that does not depend on how many clients are retrying.
- Add full jitter to whatever retries survive, sleeping uniformly in [0, min(cap, base x 2^attempt)], so attempts de-correlate instead of arriving in waves aligned to the moment of failure.
- Decide the unreachable-dependency behaviour in advance, because it is the actual product decision underneath: serving from an expired credential cache keeps the product available while extending a revoked key's life past the stated bound, and failing closed converts a dependency degradation into a total outage. State the mode and the staleness number rather than letting the timeout choose.
Follow-up
- The replica recovers. Describe what happens in the first ten seconds with your controls in place versus without them.
- Which single metric would have paged before the error rate moved, and why is upstream latency by itself not it?
- Requests that fail fast under the concurrency limit still need an answer. What does the gateway return, and what does it do to the usage event it would otherwise have emitted?
For someone who has spent the last few years shipping features and reading other people's code, and who has not solved a timed problem from a blank file in a long time. Five days rebuild the primitives and the patterns that sit on them, working from invariants rather than remembered solutions, and the last two attach that back to the rest of the loop.
Prepare, practise & reflect
One practical outcome each day. Spend longer where you need it.
0 / 7 done01Rebuild the primitives by implementing them
- Implement a dynamic array with doubling growth and an operation counter, then change the growth rule to add a fixed sixteen slots instead, and time both for n of ten thousand, a hundred thousand and a million. The fixed-increment version resizes n/16 times at O(n) each, so its total work is quadratic; doubling is what makes append amortised constant.
- Implement a hash map with separate chaining and a load-factor resize, then insert ten thousand keys engineered to land in one bucket and record what happens to lookup time, so that average-case O(1) becomes a claim with a stated precondition rather than a reflex.
- For dynamic-array append and hash-map insert, write down which cost is amortised rather than worst-case, which single operation pays the whole bill, and what a system with a hard per-operation deadline would have to do instead.
Deliverable: Two working implementations plus a timing table showing the input at which each structure's advertised complexity stops holding.
Practice prompt ↗Practice prompt ↗Worked solution ↗02Arrays under an invariant: two pointers, sliding window, binary search
- Solve longest-subarray-with-sum-at-most-K using a sliding window, then run it on an input containing negative numbers and watch it return the wrong answer: extending the window only moves the sum monotonically when every element is non-negative, and that precondition is the whole reason the technique works.
- Write the binary search that finds the first index satisfying a predicate rather than an exact value, put the loop invariant above the loop in a comment, and verify termination on the two inputs that break careless versions: the empty range, and a range where every element satisfies the predicate.
- Compute the midpoint as lo + (hi - lo) / 2 and write one line on why the obvious (lo + hi) / 2 is a genuine defect in a fixed-width integer type and a non-issue in a language with arbitrary-precision integers.
Deliverable: Three solved problems, each with its invariant written above the loop, plus one recorded input on which the sliding window is provably wrong.
Practice prompt ↗Practice prompt ↗03Sorting, heaps, and the greedy argument that has to be proved
- Solve one top-k problem three ways, by full sort, by a size-k heap, and by quickselect, then write the values of n and k at which each becomes the right choice, along with quickselect's quadratic worst case and why a randomised pivot makes that unlikely rather than impossible.
- Implement bottom-up heapify and count sift-down steps to confirm it does linear work rather than n log n, because most nodes sit near the bottom of the tree and therefore move only a short distance.
- Take interval scheduling by earliest finishing time and write the exchange argument out in full: given any optimal schedule, swapping in the earliest-finishing interval keeps it feasible and no smaller. Then construct the weighted variant where that same greedy fails and name what has to replace it.
Deliverable: A three-way top-k comparison with measured crossover points, one written exchange argument, and one counterexample to a greedy rule that looks almost identical.
Practice prompt ↗Practice prompt ↗04Recursion, memoisation, and the step to a table
- Take one problem with overlapping subproblems, such as edit distance or coin change, instrument the plain recursion with a call counter to show the blow-up, then add memoisation and re-count.
- Convert the memoised version to a bottom-up table and state the two properties you relied on: each subproblem's result depends only on its arguments, and the dependencies form a DAG you can enumerate in order.
- Rewrite one deep recursion with an explicit stack, then find the input length at which the original hits the interpreter's frame limit, which defaults to about a thousand frames in CPython, so you know when the rewrite is required rather than decorative.
Deliverable: One problem in three forms, naive, memoised and tabulated, with call counts for each and the input length at which recursion depth becomes the binding constraint.
Practice prompt ↗Practice prompt ↗Worked solution ↗05Graphs, where most of the work is choosing the traversal
- Implement BFS and DFS over one adjacency list, then answer for each which finds a shortest path in an unweighted graph and which you would use to detect a cycle in a directed graph, including why the in-progress versus finished distinction matters for the second.
- Implement topological sort by in-degree, feed it a graph containing a cycle, and confirm the failure signature is that fewer than V nodes come out rather than an exception, then note that the order it produces is one of several valid ones.
- Run a shortest-path search on a graph with a single negative edge weight and show the wrong answer, then write the precondition Dijkstra actually needs, non-negative weights, because it finalises a node's distance the first time that node is popped, and name the algorithm you would switch to and its own limit.
Deliverable: A small graph library with BFS, DFS and topological sort, plus two inputs that produce documented wrong answers under the wrong algorithm choice.
Practice prompt ↗Practice prompt ↗06One day for everything that is not an algorithm
- Sketch one system only to the depth a coding-heavy loop tends to reach: the endpoints, what the service stores, and the single query pattern that decides the schema. Stop at twenty-five minutes.
- Prepare the project answer for an interviewer who codes, which means rehearsing the two levels they push to: the specific thing you built, and why you chose that approach over the alternative they will name. Open with a number and be ready to say what it excludes.
- Prepare the answer to what you would do differently, choosing a real technical mistake with a specific fix rather than a complaint about process or staffing.
Deliverable: One design sketch at endpoint-and-schema depth, plus a project answer rehearsed to two levels of follow-up.
Practice prompt ↗Practice prompt ↗07Solve out loud, under time
- Do three timed problems at twenty-five minutes each in a plain editor with no autocomplete and no execution until the end, then tally separately the failures that were syntax and the ones that were approach, because those two numbers call for different fixes.
- Narrate one solution from the first sentence, stating the approach and its complexity before writing any code, and rehearse the sentence you will use when you realise mid-solution that the approach is wrong.
- Re-solve from blank the two problems you were slowest on this week and compare the times against the day they first appeared.
Deliverable: A recording of one fully narrated solution and a tally that separates syntax failures from approach failures.
Practice prompt ↗Worked solution ↗Expand any day for tasks and deliverables. Your progress is saved on this device.
Nobody is scoring your stamina at three in the morning. What carries weight is which signal told you something was wrong, what you measured before touching anything, what you rolled back versus what you fixed forward, and why you picked one. 'We restarted it and it went away' is a story about not knowing.
Tell me about a time you received constructive feedback and how you im…
Tell me about a time you received constructive feedback and how you implemented it.
Approach
- Pick a story where you made the decision, not one where you watched it.
- State the situation in two sentences and spend the rest on the reasoning.
- Give the blast radius: what could have broken, and what you measured.
Follow-up
- What would you do differently if you ran that again?
- What did you decide not to do, and why?
Why are you interested in working for Fannie Mae specifically?
Why are you interested in working for Fannie Mae specifically?
Approach
- Close with what you would do differently, concretely.
- Give the blast radius: what could have broken, and what you measured.
- Name the disagreement and how you resolved it with evidence.
Follow-up
- How did you know your change caused the improvement?
- What did you decide not to do, and why?
How do you handle multi-threading or concurrency in your applications?
How do you handle multi-threading or concurrency in your applications?
Approach
- Give the blast radius: what could have broken, and what you measured.
- Pick a story where you made the decision, not one where you watched it.
- Name the disagreement and how you resolved it with evidence.
Follow-up
- What would you do differently if you ran that again?
- How did you know your change caused the improvement?
Tell me about a time you faced a significant technical challenge and h…
Tell me about a time you faced a significant technical challenge and how you overcame it.
Approach
- Give the blast radius: what could have broken, and what you measured.
- Name the disagreement and how you resolved it with evidence.
- Pick a story where you made the decision, not one where you watched it.
Follow-up
- How did you know your change caused the improvement?
- What did you decide not to do, and why?
- 01
Tell me about a time you received constructive feedback and how you implemented it.
- 02
Why are you interested in working for Fannie Mae specifically?
- 03
How do you handle multi-threading or concurrency in your applications?
- 04
Tell me about a time you faced a significant technical challenge and how you overcame it.
Is this an official Fannie Mae interview guide?
No. It is PracHub's own research and practice material for the Software Engineer role at Fannie Mae. Rounds and questions reflect what candidates have reported, not a process Fannie Mae has published, and they change over time. Confirm the current format and scope with your recruiter.
PracHub interview research ↗Is there a coding assessment?
While some processes include an online assessment like HackerRank, many Fannie Mae interviews focus on verbal technical discussions and whiteboard-style problem solving rather than purely algorithmic coding challenges.
PracHub interview research ↗How long does the process take?
The process can vary, but many candidates report a timeline of 2 to 4 weeks from the initial recruiter screen to a final decision.
PracHub interview research ↗What is the interview culture like?
Most candidates describe the interviewers as professional, supportive, and "chill." The focus is on a two-way conversation to see if you are a good fit for the team.
PracHub interview research ↗Is there a lot of emphasis on AWS?
Yes, as Fannie Mae continues to modernize its infrastructure, familiarity with cloud-native concepts is becoming increasingly important, even if you are not an expert yet.
PracHub interview research ↗Sources & methodology 3 sources ↗
Official role evidence, timestamped platform data and clearly labeled preparation advice.
- 01PracHub interview research ↗
PracHub editorial research into this company and role, maintained with this guide. Candidate-reported, not an employer publication.
platform · Accessed 2026-09-24 - 02PracHub Software Engineer practice ↗
Cross-company practice questions for this role.
platform · Accessed 2026-09-24 - 03PracHub interview preparation framework ↗
The framework the preparation plan follows.
platform · Accessed 2026-09-24