As a Software Engineer at ING Hubs Spain, you are at the heart of the digital transformation of one of Europe’s most prominent financial institutions. Your work directly influences the stability, scalability, and innovation of banking services that millions of users rely on daily. You will be responsible for designing, developing, and maintaining high-performance software solutions within a complex, large-scale distributed environment. This role is not just about writing code; it is about engineering robust systems that uphold the high security and availability standards of a global bank. You will operate within an Agile framework, collaborating closely with cross-functional squads to solve complex technical challenges—ranging from API development and microservices architecture to performance tuning and database optimization. The environment is fast-paced, intellectually demanding, and offers significant strategic influence over the bank's technical roadmap. ##### Tip ING Hubs Spain values candidates who demonstrate a balance between deep technical proficiency and an ability to navigate the collaborative, team-oriented culture of the bank.
Initial Screening
reportedAn initial HR screening to assess candidate fit for the role.
What to demonstrate
- An initial HR screening to assess candidate fit for the role
- Depth in Java
How to prepare
- Be able to walk your CV end to end in two minutes, and say why this company specifically.
- Have your salary expectations, notice period and location constraints ready, and ask for the rest of the loop in writing.
Technical Deep-Dives
reportedIn-depth technical interviews to evaluate coding skills and technical knowledge.
What to demonstrate
- In-depth technical interviews to evaluate coding skills and technical knowledge
- Depth in Java
How to prepare
- Answer aloud and timed: How does JPA/Hibernate handle object-relational mapping, and how do you optimize performance for large datasets?
- Answer aloud and timed: What are the key differences between Java 8+ features and previous versions, specifically regarding functional programming?
Behavioral Assessments
reportedInterviews focused on assessing interpersonal skills and cultural fit within the organization.
What to demonstrate
- Interviews focused on assessing interpersonal skills and cultural fit within the organization
- Depth in Java
How to prepare
- Prepare three examples from your own work, each with a decision you made and an outcome you can quantify.
- Re-read the description of the behavioral assessments above and write down what you would ask to confirm before it.
Final Management Discussion
reportedPotential final discussion with management to assess overall fit and alignment with team goals.
What to demonstrate
- Potential final discussion with management to assess overall fit and alignment with team goals
- Depth in Java
How to prepare
- Answer aloud and timed: What are the performance implications of using Kafka or other message brokers in a banking environment?
- Answer aloud and timed: How do you approach performance tuning for high-traffic backend applications?
PracHub editorial advice for the preparation topics above.
Structure your answers
Use the STAR method (Situation, Task, Action, Result) for behavioral questions to keep your responses focused and impactful.
Be curious
Always have 2–3 thoughtful questions prepared for your interviewers about the team’s current tech challenges or the bank’s vision.
Own your gaps
If you don't know an answer, be honest. Explain how you would go about finding the answer or what your logical assumption is based on related knowledge.
Communication is key
In panel interviews, ensure you engage with all interviewers, not just the one who asked the question.
Choose a category, try a prompt, then open its approach, worked solution or follow-up when you need it.
Track a rolling failure rate per destination for circuit decisions
The egress service delivers about 1,500 webhooks per second across roughly 40,000 destinations, each call bounded by a 10 second timeout. Maintain, per destination, the failure rate over the trailing 60 seconds so a caller can ask before dispatch whether the circuit should open. Attempts arrive as (destination_id, finished_at_ms, outcome). Requirement: amortised O(1) per attempt, with total memory bounded by the destination count rather than by traffic. Give the structure, its exact memory, and the rule that stops a destination with three attempts from opening a circuit.
Approach
- Name the exact-deque version and then reject it as the default. Holding timestamps and advancing a tail pointer past anything older than now minus 60 seconds is a correct two-pointer window at amortised O(1) per attempt, but its memory tracks in-window traffic, so one destination in a retry storm holds hundreds of thousands of entries while thousands of quiet destinations hold none.
- Use a ring of 60 one-second buckets per destination, each bucket a pair of counters for attempts and failures. On an attempt, advance the ring by the elapsed whole seconds, zeroing at most min(elapsed, 60) buckets, then increment the head. That is amortised O(1) with a fixed footprint per destination.
- State the footprint: 60 buckets times two 4-byte counters is 480 bytes of payload per destination, so 40,000 destinations is roughly 20 to 25 MB with per-entry overhead, bounded by the catalogue rather than by the rate. The cost is granularity, since the oldest bucket ages out in whole seconds, which is far tighter than the decision needs.
- Require a minimum sample before the circuit may open. A destination with three attempts and three failures reads as 100 percent and is not evidence; a floor of roughly 20 attempts in the window makes the ratio meaningful, and below that floor use a run of consecutive failures as the trigger instead.
Follow-up
- The fleet is 30 instances and each sees roughly a thirtieth of a destination's traffic. Where does the rate actually live, and what does a per-instance answer get wrong?
- A destination answers in 9.5 seconds and succeeds. It is not failing but it is consuming your per-destination concurrency. What signal should open the circuit here?
Identify the heaviest tenants in a five-minute window under memory pressure
The edge service handles about 3,000 requests per second across roughly 50,000 tenants, peaking near 9,000. Expose the 50 heaviest tenants by request count over the trailing five minutes so limits can be tightened before one tenant's backfill starves the fleet. You may not retain five minutes of raw records. Give the exact solution and its memory, then the bounded-memory approximation with its error stated as a formula, and say which you would ship and at what tenant cardinality that choice changes.
Approach
- Do the exact version first, because it is affordable at this cardinality: a ring of 300 one-second counters per tenant, advanced lazily, is 1,200 bytes of counters per tenant and roughly 60 to 90 MB for 50,000 tenants with overhead. Carry a running total and subtract the bucket you overwrite so a window read is O(1) rather than 300 adds.
- Extract the top 50 with a size-k min-heap over the tenant sums: O(d log k) for d tenants, against O(d log d) to sort them all. Maintaining the heap continuously instead of on query requires a tenant-to-heap-index map, because incrementing a count already inside the heap means sifting from a known position, and without that map you rebuild the heap on every request.
- State the approximation precisely rather than gesturing at sketches. Misra-Gries with m counters retains every item whose true count exceeds N/(m+1), and each retained count underestimates the truth by at most N/(m+1). With m = 1,000 and N = 900,000 requests in the window the error is roughly 900 requests, which is fine for spotting a tenant sending 50,000 and useless for ranking two tenants 200 apart.
- Say what breaks when the window slides: Misra-Gries and Space-Saving are insert-only and cannot be decremented as records age out. The workable construction is one summary per sub-window, say ten seconds, with 30 summaries merged at query time, and the merged error is the sum of the per-summary errors, so the bound degrades linearly in the number of sub-windows.
Follow-up
- The heaviest tenant is heavy because of one export job rather than user traffic. Should the limiter treat those as the same tenant?
- Two tenants sit tied at the boundary of the top 50. Does your answer flap, and does the flapping matter?
Find overlapping job attempts and peak concurrency from lease records
A day of job_run history yields about 50,000,000 attempt records: (job_run_id, job_type, attempt, started_at, finished_at which is NULL when the worker died, lease_expires_at). Leases expire on a clock, so a job that outran its lease ran twice. Produce (a) every job_run_id whose attempts overlapped in wall-clock time and (b) the peak number of simultaneously running attempts per job_type with the minute it occurred. Target O(n log n). State how you treat a NULL finished_at and what clock skew does to your answer.
Approach
- Define the interval before sorting anything: an attempt occupies [started_at, COALESCE(finished_at, lease_expires_at)). finished_at is observed and lease_expires_at is only a promise, so every attempt without a finish contributes an estimate and the whole result is a lower bound on overlap rather than an exact count.
- For peak concurrency, sweep: emit 2n endpoints, sort by (timestamp, kind) with ends ordered before starts at equal timestamps, then walk the sequence maintaining a counter per job_type and record each type's maximum with its timestamp. O(n log n) dominated by the sort, O(n) space, or O(1) extra if the sort is external and the walk streams.
- For overlap detection, do not compare attempts pairwise. A single global sort by (job_run_id, started_at) gives both the grouping and the order; within a group, keep the maximum end seen so far and report an overlap exactly when the next start is less than that running maximum, which is one linear pass after the sort.
- Half-open intervals matter and are easy to get wrong: with closed intervals an attempt ending at the same millisecond another begins reads as concurrency two, and across 50,000,000 records that artefact swamps the real signal.
Follow-up
- A handler is not idempotent and you have found 400 overlapping jobs. Which of them actually caused damage, and what would you query to find out?
- Peak concurrency for one job_type is 4 against a configured cap of 4. Is the cap working, or is the data hiding attempts that never started?
Why do you want to join ING Hubs Spain, and what are your expectations for this role?
Why do you want to join ING Hubs Spain, and what are your expectations for this role?
Approach
- Name the grain you start from and join outward from it.
- Check whether any join is one-to-many before aggregating, or the sums inflate.
- Say which index the query would use, and what makes it unusable.
- Handle the rows that do not match: that is usually the actual question.
Follow-up
- How does the query change if that join becomes one-to-many?
- What happens to this when the table is ten times larger?
Keep soft-deleted accounts from blocking re-registration
app_user holds user_id, tenant_id, email CITEXT, password_hash (NULL for SSO principals), email_verified_at, auth_version, status ('invited','active','suspended','deactivated'), created_at, updated_at, deleted_at. Two live accounts for one address inside a tenant must be impossible, but an address freed by a soft delete must be reusable, and the same tenant may delete and re-register it repeatedly. Write the uniqueness DDL for PostgreSQL 16, then the equivalent for MySQL 8 where partial indexes do not exist, and say what each permits once three deleted rows already hold that address.
Approach
- Start from what is actually unique: not (tenant_id, email), but (tenant_id, email) among live rows. PostgreSQL says that directly — CREATE UNIQUE INDEX app_user_live_email ON app_user (tenant_id, email) WHERE deleted_at IS NULL. A full constraint over the same two columns burns the address permanently the first time someone deletes an account.
- Keep case-insensitivity in the type or the index, never in the application: CITEXT as given, or UNIQUE (tenant_id, lower(email)) as an expression index where the extension is unavailable. A case-sensitive unique column is exactly how two accounts for one human appear.
- For MySQL 8 the predicate has to move inside the key: add a discriminator column that is a constant 0 while the row is live and is set to user_id on delete, with UNIQUE (tenant_id, email, deleted_marker). Live rows share the constant and still collide; deleted rows differ from each other and stop colliding.
- State the NULL variant and its dependency: leaving the marker NULL for deleted rows also works, because a unique index treats NULLs as distinct — true in MySQL, and true in PostgreSQL only under the default NULLS DISTINCT, which PostgreSQL 15 lets you reverse. Check the polarity against the three existing deleted rows: constant-on-live is what preserves the collision you want, and reversing it silently admits duplicate live accounts.
Follow-up
- A deleted account re-registers with the same address the next day. Do the old resource rows follow the new user_id, and how does the API keep the two principals apart?
- How do you honour an erasure request while resource_revision.actor_user_id still references this table?
How do you manage bean lifecycles and dependency injection in Spring Boot?
How do you manage bean lifecycles and dependency injection in Spring Boot?
Approach
- Clarify what is being asked and what a complete answer contains.
- State your assumptions explicitly before working the problem.
- Say what you would check first and why it is the highest-information step.
- Work from the requirement backwards to the design.
Follow-up
- What assumption would you test first?
- How would you know your answer was wrong?
Can you explain the difference between various Java collections and when to use them?
Can you explain the difference between various Java collections and when to use them?
Approach
- Clarify what is being asked and what a complete answer contains.
- State your assumptions explicitly before working the problem.
- Say what you would check first and why it is the highest-information step.
- Work from the requirement backwards to the design.
Follow-up
- What assumption would you test first?
- How would you know your answer was wrong?
How does JPA/Hibernate handle object-relational mapping, and how do you optimize performance for large dataset
How does JPA/Hibernate handle object-relational mapping, and how do you optimize performance for large datasets?
Approach
- Clarify what is being asked and what a complete answer contains.
- State your assumptions explicitly before working the problem.
- Say what you would check first and why it is the highest-information step.
- Work from the requirement backwards to the design.
Follow-up
- What assumption would you test first?
- How would you know your answer was wrong?
What are the key differences between Java 8+ features and previous versions, specifically regarding functional
What are the key differences between Java 8+ features and previous versions, specifically regarding functional programming?
Approach
- Clarify what is being asked and what a complete answer contains.
- State your assumptions explicitly before working the problem.
- Say what you would check first and why it is the highest-information step.
- Work from the requirement backwards to the design.
Follow-up
- What assumption would you test first?
- How would you know your answer was wrong?
How would you design a scalable API or API Gateway?
How would you design a scalable API or API Gateway?
Approach
- Fix the scope first: who calls this, how often, and what they do when it fails.
- Name the read and write paths separately; they rarely have the same bottleneck.
- Choose a partition key and say what query it makes expensive.
- State the consistency you need, and where you are willing to be stale.
Follow-up
- What breaks first when traffic grows ten times?
- How does this behave when that dependency is down for an hour?
What are the performance implications of using Kafka or other message brokers in a banking environment?
What are the performance implications of using Kafka or other message brokers in a banking environment?
Approach
- Fix the scope first: who calls this, how often, and what they do when it fails.
- Name the read and write paths separately; they rarely have the same bottleneck.
- Choose a partition key and say what query it makes expensive.
- State the consistency you need, and where you are willing to be stale.
Follow-up
- What breaks first when traffic grows ten times?
- How does this behave when that dependency is down for an hour?
How do you approach performance tuning for high-traffic backend applications?
How do you approach performance tuning for high-traffic backend applications?
Approach
- Fix the scope first: who calls this, how often, and what they do when it fails.
- Name the read and write paths separately; they rarely have the same bottleneck.
- Choose a partition key and say what query it makes expensive.
- State the consistency you need, and where you are willing to be stale.
Follow-up
- What breaks first when traffic grows ten times?
- How does this behave when that dependency is down for an hour?
What architectural patterns do you prefer for building microservices, and how do you ensure service discovery
What architectural patterns do you prefer for building microservices, and how do you ensure service discovery and resilience?
Approach
- Fix the scope first: who calls this, how often, and what they do when it fails.
- Name the read and write paths separately; they rarely have the same bottleneck.
- Choose a partition key and say what query it makes expensive.
- State the consistency you need, and where you are willing to be stale.
Follow-up
- What breaks first when traffic grows ten times?
- How does this behave when that dependency is down for an hour?
How do you ensure data consistency across multiple microservices?
How do you ensure data consistency across multiple microservices?
Approach
- Fix the scope first: who calls this, how often, and what they do when it fails.
- Name the read and write paths separately; they rarely have the same bottleneck.
- Choose a partition key and say what query it makes expensive.
- State the consistency you need, and where you are willing to be stale.
Follow-up
- What breaks first when traffic grows ten times?
- How does this behave when that dependency is down for an hour?
p99 jumped on one listing filter while p50 stayed flat
After a release that added an owner_user_id filter to the resource listing, p99 rose from 90 ms to 1.9 s while p50 stayed at 40 ms. Traffic and row counts are unchanged. resource carries the index (tenant_id, status, updated_at DESC, resource_id DESC). The new query filters tenant_id and owner_user_id, orders by updated_at DESC, resource_id DESC, and takes 20 rows. On PostgreSQL, explain the shape of the regression, prove it from a query plan, and give the index you would add.
Approach
- Start from the shape. A flat p50 with a moved p99 means a subset of requests changed cost, not all of them, so the first job is naming the subset. Bucket the endpoint's latency by the tenant's row count; the natural hypothesis is that large tenants are a small share of requests and all of the tail.
- Get the plan for the new query on a large tenant with EXPLAIN (ANALYZE, BUFFERS). Expect an index scan over the tenant's range, a filter discarding most of it, then a Sort feeding the Limit, possibly reporting Sort Method: external merge Disk. Read actual rows on the scan node, not estimated.
- Explain why the existing index cannot serve it. A composite B-tree is seekable only as a left prefix, and with no equality predicate on status the scan cannot treat updated_at as an ordering, because rows in the tenant's range are ordered by status first. Everything matching must be read and sorted before LIMIT 20 can apply, so a tenant with 400,000 rows pays 400,000 rows to return 20.
- Add (tenant_id, owner_user_id, updated_at DESC, resource_id DESC). Equality on the first two columns leaves the index ordered by updated_at within that pair, so the plan becomes an index scan that stops after 20 rows with no Sort node. PostgreSQL can scan a B-tree backwards, so the DESC markers matter only if the two sort columns ever disagree in direction; keeping them explicit documents the order the keyset cursor depends on.
Follow-up
- The endpoint paginates with OFFSET. What does page 500 cost with your index, and what does the keyset version cost?
- How would you have caught this before release, given that a 10,000-row seed database produces the same plan shape at an unnoticeable cost?
Built from the rounds and topics ING Hubs Spain candidates report.
Prepare, practise & reflect
One practical outcome each day. Spend longer where you need it.
0 / 7 done01Map the ING Hubs Spain loop
- Write out the reported sequence: Initial Screening, Technical Deep-Dives, Behavioral Assessments, Final Management Discussion.
- For each round, write one sentence on what it is judging, from the description above, and mark the one you are least ready for.
Deliverable: A one-page map of the 4 reported rounds, with the weakest marked.
02Work Java
- Spend the session on Java, which ING Hubs Spain candidates report being tested on.
- Write one worked example in Java and time yourself on it.
Deliverable: One timed worked example in Java.
03Work Spring Boot
- Spend the session on Spring Boot, which ING Hubs Spain candidates report being tested on.
- Write one worked example in Spring Boot and time yourself on it.
Deliverable: One timed worked example in Spring Boot.
04Work Coding Exercises / Live Coding
- Spend the session on Coding Exercises / Live Coding, which ING Hubs Spain candidates report being tested on.
- Write one worked example in Coding Exercises / Live Coding and time yourself on it.
Deliverable: One timed worked example in Coding Exercises / Live Coding.
05Answer out loud: Java & Spring Ecosystem
- Answer aloud, timed: How do you manage bean lifecycles and dependency injection in Spring Boot?
- Answer aloud, timed: Can you explain the difference between various Java collections and when to use them?
Deliverable: Spoken answers to 2 reported Java & Spring Ecosystem question(s), under time.
06Answer out loud: System Design & Architecture
- Answer aloud, timed: How would you design a scalable API or API Gateway?
- Answer aloud, timed: What are the performance implications of using Kafka or other message brokers in a banking environment?
Deliverable: Spoken answers to 2 reported System Design & Architecture question(s), under time.
07Answer out loud: Behavioral & Agile
- Answer aloud, timed: Describe a time you had to deal with a conflict in your team. How did you resolve it?
- Answer aloud, timed: What does a "good team" look like to you, and how do you contribute to its success?
Deliverable: Spoken answers to 2 reported Behavioral & Agile question(s), under time.
Expand any day for tasks and deliverables. Your progress is saved on this device.
Behavioural rounds judge the decision you made and what it cost.
How do you handle transaction management in a distributed system?
How do you handle transaction management in a distributed system?
Approach
- Pick a story where you made the decision, not one where you watched it.
- State the situation in two sentences and spend the rest on the reasoning.
- Give the blast radius: what could have broken, and what you measured.
- Name the disagreement and how you resolved it with evidence.
Follow-up
- What would you do differently if you ran that again?
- How did you know your change caused the improvement?
Describe a time you had to deal with a conflict in your team. How did you resolve it?
Describe a time you had to deal with a conflict in your team. How did you resolve it?
Approach
- Pick a story where you made the decision, not one where you watched it.
- State the situation in two sentences and spend the rest on the reasoning.
- Give the blast radius: what could have broken, and what you measured.
- Name the disagreement and how you resolved it with evidence.
Follow-up
- What would you do differently if you ran that again?
- How did you know your change caused the improvement?
What does a "good team" look like to you, and how do you contribute to its success?
What does a "good team" look like to you, and how do you contribute to its success?
Approach
- Pick a story where you made the decision, not one where you watched it.
- State the situation in two sentences and spend the rest on the reasoning.
- Give the blast radius: what could have broken, and what you measured.
- Name the disagreement and how you resolved it with evidence.
Follow-up
- What would you do differently if you ran that again?
- How did you know your change caused the improvement?
How do you handle tight deadlines while maintaining code quality?
How do you handle tight deadlines while maintaining code quality?
Approach
- Pick a story where you made the decision, not one where you watched it.
- State the situation in two sentences and spend the rest on the reasoning.
- Give the blast radius: what could have broken, and what you measured.
- Name the disagreement and how you resolved it with evidence.
Follow-up
- What would you do differently if you ran that again?
- How did you know your change caused the improvement?
Can you explain your experience working within an Agile or Scrum environment?
Can you explain your experience working within an Agile or Scrum environment?
Approach
- Pick a story where you made the decision, not one where you watched it.
- State the situation in two sentences and spend the rest on the reasoning.
- Give the blast radius: what could have broken, and what you measured.
- Name the disagreement and how you resolved it with evidence.
Follow-up
- What would you do differently if you ran that again?
- How did you know your change caused the improvement?
- 01
How do you handle transaction management in a distributed system?
- 02
Describe a time you had to deal with a conflict in your team. How did you resolve it?
- 03
What does a "good team" look like to you, and how do you contribute to its success?
- 04
How do you handle tight deadlines while maintaining code quality?
How long does the hiring process usually take?
While timelines can vary based on the specific team and seniority, the process generally spans a few weeks. It is common to receive feedback after technical rounds within 7 to 10 days.
ING Hubs Spain Software Engineer candidate reports ↗Is the technical interview very difficult?
The difficulty is categorized as average to difficult. It is not designed to be a "trick" test but rather an assessment of your professional capabilities and how you approach real-world engineering problems.
ING Hubs Spain Software Engineer candidate reports ↗Should I expect live coding?
Yes, most Software Engineer roles at ING Hubs Spain include a live coding or refactoring session. Practice writing code without the crutch of an IDE's auto-complete features.
ING Hubs Spain Software Engineer candidate reports ↗What topics does ING Hubs Spain test in interviews?
ING Hubs Spain interviews most often cover Problem Solving, SQL, Behavioral Interviewing, Java, and Spring Boot. The exact emphasis depends on the specific role you apply for.
ING Hubs Spain Software Engineer candidate reports ↗Sources & methodology 3 sources ↗
No official company page is cited. Rounds and questions come from candidate reports and PracHub editorial material; each source shows the date it was read.
- 01ING Hubs Spain Software Engineer candidate reports ↗
Company-reported rounds, questions and FAQ.
Candidate reports · Accessed 2026-09-22 - 02PracHub Software Engineer practice ↗
PracHub practice material, not company-reported.
PracHub page · Accessed 2026-09-22 - 03PracHub preparation framework ↗
PracHub preparation guidance.
PracHub page · Accessed 2026-09-22
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