SumUp · Software Engineer
Updated · 2026-10-02

SumUp Software Engineer
Interview Guide

THE 60-SECOND BRIEF

As a Software Engineer at SumUp, you are at the heart of a mission to empower small business owners across the globe. You will be building the financial tools—ranging from payment processing and billing systems to enterprise-level partnerships—that allow merchants to thrive in an increasingly digital economy. Your work directly impacts the stability and growth of millions of businesses, requiring a blend of technical precision and a deep sense of user empathy. The engineering culture at SumUp is defined by its scale, speed, and collaborative spirit. You will work in cross-functional squads where you are expected to take ownership of features from conception to deployment. Whether you are scaling infrastructure for global expansion or refining subscription logic, you will be solving complex, high-stakes problems that require both clean code and a strategic mindset.

This guide is scoped to a Software Engineer candidate at SumUp.

SumUp candidates report 3 rounds over 3-5 weeks. The stages below are what candidates describe, not a published process.

Full-Stack DevelopmentSubscription ManagementBilling Systems

21 min read

Browse Software Engineer questions

See the practice prompts

16Practice promptsAcross five skill areas

As a Software Engineer at SumUp, you are at the heart of a mission to empower small business owners across the globe. You will be building the financial tools—ranging from payment processing and billing systems to enterprise-level partnerships—that allow merchants to thrive in an increasingly digital economy. Your work directly impacts the stability and growth of millions of businesses, requiring a blend of technical precision and a deep sense of user empathy. The engineering culture at SumUp is defined by its scale, speed, and collaborative spirit. You will work in cross-functional squads where you are expected to take ownership of features from conception to deployment. Whether you are scaling infrastructure for global expansion or refining subscription logic, you will be solving complex, high-stakes problems that require both clean code and a strategic mindset. It is a role for engineers who thrive in fast-paced environments and enjoy seeing the immediate, tangible results of their code in the real world.

01

Initial Screening

reported

The process begins with an initial screening to assess your fit for the role.

What to demonstrate

  • The process begins with an initial screening to assess your fit for the role
  • Depth in Full-Stack Development

How to prepare

  • Be able to walk your CV end to end in two minutes, and say why this company specifically.
  • Have your salary expectations, notice period and location constraints ready, and ask for the rest of the loop in writing.
SumUp Software Engineer candidate reports ↗
02

Technical Assessments

reported

Deeper technical assessments to evaluate your practical skills relevant to the position.

What to demonstrate

  • Deeper technical assessments to evaluate your practical skills relevant to the position
  • Depth in Full-Stack Development

How to prepare

  • Answer aloud and timed: What are the trade-offs between a monolithic architecture and microservices in the context of a growing global product?
  • Answer aloud and timed: How do you ensure data consistency in a distributed environment?
SumUp Software Engineer candidate reports ↗
03

Team-Fit Discussions

reported

Discussions with team members to assess cultural and team fit.

What to demonstrate

  • Discussions with team members to assess cultural and team fit
  • Depth in Full-Stack Development

How to prepare

  • Answer aloud and timed: Describe a time you had to refactor a legacy system; what was your approach to maintaining uptime?
  • Answer aloud and timed: Tell me about a time you disagreed with a technical decision made by your team. How did you handle it?
SumUp Software Engineer candidate reports ↗

PracHub editorial advice for the preparation topics above.

01

Prioritize the User

Always frame your technical decisions through the lens of how they benefit the merchant.

02

Ask Clarifying Questions

Never start coding a solution until you have fully defined the constraints and requirements.

03

Be Honest About Trade-offs

There is no "perfect" system. Showing that you understand the downsides of your chosen design is a sign of seniority.

04

Do not spend the entire interview talking about your past successes

Ensure you leave room to discuss how you handle failure and technical setbacks, as this shows maturity and a growth mindset.

Choose a category, try a prompt, then open its approach, worked solution or follow-up when you need it.

10 technical prompts0 include a worked solution

Find overlapping job attempts and peak concurrency from lease records

medium
sweep lineintervalsleases

A day of job_run history yields about 50,000,000 attempt records: (job_run_id, job_type, attempt, started_at, finished_at which is NULL when the worker died, lease_expires_at). Leases expire on a clock, so a job that outran its lease ran twice. Produce (a) every job_run_id whose attempts overlapped in wall-clock time and (b) the peak number of simultaneously running attempts per job_type with the minute it occurred. Target O(n log n). State how you treat a NULL finished_at and what clock skew does to your answer.

Approach
  1. Define the interval before sorting anything: an attempt occupies [started_at, COALESCE(finished_at, lease_expires_at)). finished_at is observed and lease_expires_at is only a promise, so every attempt without a finish contributes an estimate and the whole result is a lower bound on overlap rather than an exact count.
  2. For peak concurrency, sweep: emit 2n endpoints, sort by (timestamp, kind) with ends ordered before starts at equal timestamps, then walk the sequence maintaining a counter per job_type and record each type's maximum with its timestamp. O(n log n) dominated by the sort, O(n) space, or O(1) extra if the sort is external and the walk streams.
  3. For overlap detection, do not compare attempts pairwise. A single global sort by (job_run_id, started_at) gives both the grouping and the order; within a group, keep the maximum end seen so far and report an overlap exactly when the next start is less than that running maximum, which is one linear pass after the sort.
  4. Half-open intervals matter and are easy to get wrong: with closed intervals an attempt ending at the same millisecond another begins reads as concurrency two, and across 50,000,000 records that artefact swamps the real signal.
Follow-up
  • A handler is not idempotent and you have found 400 overlapping jobs. Which of them actually caused damage, and what would you query to find out?
  • Peak concurrency for one job_type is 4 against a configured cap of 4. Is the cap working, or is the data hiding attempts that never started?

Archive a resource graph without breaking live references or recursing

medium
graph traversaltopological ordertenant isolation

Resources reference other resources within a tenant; for the largest tenant the reference table holds up to 2,000,000 nodes and 8,000,000 edges. Archiving a resource must archive everything reachable from it that nothing outside the set still references, refuse when a live external referrer exists, and terminate when references form cycles, which they legitimately do. Produce the archive order and the refusal list, targeting O(V+E). Say what stops the traversal crossing a tenant boundary, and why recursion is the wrong control structure at this size.

Approach
  1. Load the subgraph with the tenant predicate on both endpoints of the edge, not only on the side you started from. Scoping the left table alone is the classic cross-tenant leak: one mis-entered edge then pulls another tenant's resources into the traversal and, worse, into the archive.
  2. Traverse iteratively with an explicit stack. A 2,000,000-node graph can hold a chain deep enough to exhaust a native stack in the low tens of thousands of frames, and that failure is a process crash rather than an error you can return.
  3. Treat cycles as data rather than corruption: compute strongly connected components with Tarjan in O(V+E) using its own explicit stack, then condense. The condensation is a DAG, so a topological order over it gives the archive order, and every member of a component archives in one transaction because no order within a cycle is valid.
  4. Decide refusals with reverse edges. A candidate is archivable only if every in-edge originates inside the candidate set, so build the transpose or count in-degrees restricted to the visited set, and emit each blocked resource with the id of the external referrer, which is the only part of the answer an operator can act on.
Follow-up
  • The graph is read in one query and the archive writes a minute later. What can change in between, and how do you make the write safe?
  • The candidate set is 400,000 resources. Is that one transaction, and if not, what does a half-finished archive look like to a reader?

Track a rolling failure rate per destination for circuit decisions

easy
sliding windowring buffercircuit breaker

The egress service delivers about 1,500 webhooks per second across roughly 40,000 destinations, each call bounded by a 10 second timeout. Maintain, per destination, the failure rate over the trailing 60 seconds so a caller can ask before dispatch whether the circuit should open. Attempts arrive as (destination_id, finished_at_ms, outcome). Requirement: amortised O(1) per attempt, with total memory bounded by the destination count rather than by traffic. Give the structure, its exact memory, and the rule that stops a destination with three attempts from opening a circuit.

Approach
  1. Name the exact-deque version and then reject it as the default. Holding timestamps and advancing a tail pointer past anything older than now minus 60 seconds is a correct two-pointer window at amortised O(1) per attempt, but its memory tracks in-window traffic, so one destination in a retry storm holds hundreds of thousands of entries while thousands of quiet destinations hold none.
  2. Use a ring of 60 one-second buckets per destination, each bucket a pair of counters for attempts and failures. On an attempt, advance the ring by the elapsed whole seconds, zeroing at most min(elapsed, 60) buckets, then increment the head. That is amortised O(1) with a fixed footprint per destination.
  3. State the footprint: 60 buckets times two 4-byte counters is 480 bytes of payload per destination, so 40,000 destinations is roughly 20 to 25 MB with per-entry overhead, bounded by the catalogue rather than by the rate. The cost is granularity, since the oldest bucket ages out in whole seconds, which is far tighter than the decision needs.
  4. Require a minimum sample before the circuit may open. A destination with three attempts and three failures reads as 100 percent and is not evidence; a floor of roughly 20 attempts in the window makes the ratio meaningful, and below that floor use a run of consecutive failures as the trigger instead.
Follow-up
  • The fleet is 30 instances and each sees roughly a thirtieth of a destination's traffic. Where does the rate actually live, and what does a per-instance answer get wrong?
  • A destination answers in 9.5 seconds and succeeds. It is not failing but it is consuming your per-destination concurrency. What signal should open the circuit here?

Built from the rounds and topics SumUp candidates report.

Small steps. Visible outcomes.0 / 7 completed
ONE WEEK · YOUR PACE

Prepare, practise & reflect

One practical outcome each day. Spend longer where you need it.

0 / 7 done
01Map the SumUp loop
  • Write out the reported sequence: Initial Screening, Technical Assessments, Team-Fit Discussions.
  • For each round, write one sentence on what it is judging, from the description above, and mark the one you are least ready for.

Deliverable: A one-page map of the 3 reported rounds, with the weakest marked.

02Work Full-Stack Development
  • Spend the session on Full-Stack Development, which SumUp candidates report being tested on.
  • Write one worked example in Full-Stack Development and time yourself on it.

Deliverable: One timed worked example in Full-Stack Development.

03Work Subscription Management
  • Spend the session on Subscription Management, which SumUp candidates report being tested on.
  • Write one worked example in Subscription Management and time yourself on it.

Deliverable: One timed worked example in Subscription Management.

04Work Billing Systems
  • Spend the session on Billing Systems, which SumUp candidates report being tested on.
  • Write one worked example in Billing Systems and time yourself on it.

Deliverable: One timed worked example in Billing Systems.

05Answer out loud: Technical and Architectural Thinking
  • Answer aloud, timed: How would you design a highly available billing system that handles millions of transactions?
  • Answer aloud, timed: Explain how you would manage state synchronization between a frontend application and a backend database.

Deliverable: Spoken answers to 2 reported Technical and Architectural Thinking question(s), under time.

06Answer out loud: Behavioral and Cultural Alignment
  • Answer aloud, timed: Tell me about a time you disagreed with a technical decision made by your team. How did you handle it?
  • Answer aloud, timed: Describe a situation where you had to balance technical debt with the need for rapid feature delivery.

Deliverable: Spoken answers to 2 reported Behavioral and Cultural Alignment question(s), under time.

07Dry run for SumUp
  • Run one full mock under time, then write down the two questions you most want to ask your interviewers.

Deliverable: A completed timed mock and two questions to ask.

Expand any day for tasks and deliverables. Your progress is saved on this device.

Behavioural rounds judge the decision you made and what it cost.

Describe a time you had to refactor a legacy system; what was your approach to maintaining uptime?

medium
Technical and Architectural Thinking

Describe a time you had to refactor a legacy system; what was your approach to maintaining uptime?

Approach
  1. Pick a story where you made the decision, not one where you watched it.
  2. State the situation in two sentences and spend the rest on the reasoning.
  3. Give the blast radius: what could have broken, and what you measured.
  4. Name the disagreement and how you resolved it with evidence.
Follow-up
  • What would you do differently if you ran that again?
  • How did you know your change caused the improvement?

Tell me about a time you disagreed with a technical decision made by your team. How did you handle it?

medium
Behavioral and Cultural Alignment

Tell me about a time you disagreed with a technical decision made by your team. How did you handle it?

Approach
  1. Pick a story where you made the decision, not one where you watched it.
  2. State the situation in two sentences and spend the rest on the reasoning.
  3. Give the blast radius: what could have broken, and what you measured.
  4. Name the disagreement and how you resolved it with evidence.
Follow-up
  • What would you do differently if you ran that again?
  • How did you know your change caused the improvement?

Describe a situation where you had to balance technical debt with the need for rapid feature delivery.

medium
Behavioral and Cultural Alignment

Describe a situation where you had to balance technical debt with the need for rapid feature delivery.

Approach
  1. Pick a story where you made the decision, not one where you watched it.
  2. State the situation in two sentences and spend the rest on the reasoning.
  3. Give the blast radius: what could have broken, and what you measured.
  4. Name the disagreement and how you resolved it with evidence.
Follow-up
  • What would you do differently if you ran that again?
  • How did you know your change caused the improvement?

How do you handle feedback from non-technical stakeholders?

medium
Behavioral and Cultural Alignment

How do you handle feedback from non-technical stakeholders?

Approach
  1. Pick a story where you made the decision, not one where you watched it.
  2. State the situation in two sentences and spend the rest on the reasoning.
  3. Give the blast radius: what could have broken, and what you measured.
  4. Name the disagreement and how you resolved it with evidence.
Follow-up
  • What would you do differently if you ran that again?
  • How did you know your change caused the improvement?

Give an example of a time you took ownership of a project that was failing.

medium
Behavioral and Cultural Alignment

Give an example of a time you took ownership of a project that was failing.

Approach
  1. Pick a story where you made the decision, not one where you watched it.
  2. State the situation in two sentences and spend the rest on the reasoning.
  3. Give the blast radius: what could have broken, and what you measured.
  4. Name the disagreement and how you resolved it with evidence.
Follow-up
  • What would you do differently if you ran that again?
  • How did you know your change caused the improvement?

Why do you want to work at SumUp specifically, and how do your values align with our mission?

medium
Behavioral and Cultural Alignment

Why do you want to work at SumUp specifically, and how do your values align with our mission?

Approach
  1. Pick a story where you made the decision, not one where you watched it.
  2. State the situation in two sentences and spend the rest on the reasoning.
  3. Give the blast radius: what could have broken, and what you measured.
  4. Name the disagreement and how you resolved it with evidence.
Follow-up
  • What would you do differently if you ran that again?
  • How did you know your change caused the improvement?
  • 01

    Describe a time you had to refactor a legacy system; what was your approach to maintaining uptime?

  • 02

    Tell me about a time you disagreed with a technical decision made by your team. How did you handle it?

  • 03

    Describe a situation where you had to balance technical debt with the need for rapid feature delivery.

  • 04

    How do you handle feedback from non-technical stakeholders?

PracHub preparation framework ↗
How difficult are the technical interviews?

The technical interviews are challenging but fair. They focus on real-world engineering problems rather than abstract puzzles, so focus on demonstrating your ability to think through trade-offs.

SumUp Software Engineer candidate reports ↗
How long does the process take?

The timeline varies, but candidates typically move through the process over the course of a few weeks. Consistency in your communication with the recruiter will help keep things moving smoothly.

SumUp Software Engineer candidate reports ↗
What is the culture like at SumUp?

The culture is fast-paced, collaborative, and focused on the merchant. You will find that teams are highly autonomous and expected to take full ownership of their domains.

SumUp Software Engineer candidate reports ↗
Is remote work an option?

SumUp has specific policies depending on the office location and the role. Always clarify the current hybrid or remote expectations during your initial recruiter screen.

SumUp Software Engineer candidate reports ↗
What topics does SumUp test in interviews?

SumUp interviews most often cover System Design, SQL, Stakeholder Management, Design Process, and Go (Golang). The exact emphasis depends on the specific role you apply for.

SumUp Software Engineer candidate reports ↗
Sources & methodology 3 sources ↗

No official company page is cited. Rounds and questions come from candidate reports and PracHub editorial material; each source shows the date it was read.