As a Software Engineer at TD, you are at the intersection of high-scale financial services and cutting-edge technology. Whether you are working on Contact Center Technologies like Amazon Connect, managing complex Workday Talent Management systems, or architecting Full Stack solutions, your work directly impacts how millions of customers and thousands of employees interact with the bank’s digital infrastructure. This role is not merely about writing code; it is about building resilient, secure, and scalable systems that uphold the integrity of a global financial institution. You will navigate complex stakeholder requirements, bridge the gap between legacy systems and modern cloud-native architectures, and contribute to initiatives that drive operational efficiency and customer satisfaction. You will be expected to balance technical excellence with a deep understanding of the business outcomes that TD prioritizes. ##### Tip TD values candidates who can articulate the "why" behind their technical decisions. Always connect your engineering choices back to business value and user impact.
Recruiter Screen
reportedInitial assessment of your background and interest in the position.
What to demonstrate
- Initial assessment of your background and interest in the position
- Depth in Software Engineering
How to prepare
- Be able to walk your CV end to end in two minutes, and say why this company specifically.
- Have your salary expectations, notice period and location constraints ready, and ask for the rest of the loop in writing.
Technical Rounds
reportedOne or more interviews involving live coding, architectural discussions, or project reviews.
What to demonstrate
- One or more interviews involving live coding, architectural discussions, or project reviews
- Depth in Software Engineering
How to prepare
- Answer aloud and timed: Describe your experience integrating third-party platforms with existing enterprise systems.
- Answer aloud and timed: How do you handle data consistency in a distributed system?
Leadership Interviews
reportedInterviews focusing on strategic thinking and collaboration within a team.
What to demonstrate
- Interviews focusing on strategic thinking and collaboration within a team
- Depth in Software Engineering
How to prepare
- Answer aloud and timed: What are the common challenges you face when scaling applications for a large user base?
- Answer aloud and timed: Tell me about a time you had to manage a disagreement with a product owner or stakeholder.
1 candidate reports. Individual accounts describe a particular role and hiring cycle.
TD Software Engineer interview: in-person L1 and L2 process
I interviewed in person, which made the process feel more immediate than a remote screen. The timeline described L1 and L2 followed by a managerial or HR round. In L1, I had a Python coding question, discussed my current project in detail, and answered questions about AWS Cloud knowledge. The prompts tested both execution and context: code alongside how I had applied it. Managing timing was a lit…
Read full experiencePracHub editorial advice for the preparation topics above.
Use the STAR Method
When answering behavioral questions, use the Situation, Task, Action, Result framework to keep your answers structured and concise.
Know Your Resume
Be prepared to discuss every project listed on your resume in detail, including the challenges you faced and the specific results you achieved.
Research the Bank
Understand TD's current focus areas, such as digital transformation and customer experience, and tailor your narrative to align with these goals.
Ask Insightful Questions
Prepare questions for your interviewers that show you are thinking about the long-term success of the team and the company.
Choose a category, try a prompt, then open its approach, worked solution or follow-up when you need it.
Describe a situation where you had to lead a technical project with ambiguous requirements.
Describe a situation where you had to lead a technical project with ambiguous requirements.
Approach
- Restate the input: its shape, its size, and what is guaranteed about it.
- Name the brute-force solution and its complexity before improving on it.
- Choose the data structure from the access pattern, not from familiarity.
- State the target complexity and say which constraint rules the naive version out.
Follow-up
- How does this change if the input no longer fits in memory?
- What is the worst case, and how likely is it on real data?
Diff a projection against the primary without per-row point reads
The listing projection has drifted and some rows show a stale version. The primary holds 40,000,000 resource rows across 12,000 tenants while serving 1,200 writes and 14,000 reads per second. The obvious repair, reading each resource row and comparing its version against the projection, is correct and would eventually finish. Explain precisely why it is unacceptable here, then give a diff that finds the differing rows, state its complexity, and make it safe to run against a live primary. Replication lag is usually under 100 ms and is not bounded.
Approach
- Quantify the naive cost rather than calling it slow: 40,000,000 point reads at even 0.5 ms each is over five hours serialised, and the only lever is concurrency, which is exactly what you cannot spend. The primary's pool is sized for the write path, and 40,000,000 random reads evict the buffer cache that sustains the 85 percent cache hit rate, so the audit degrades the system it is auditing.
- Replace random access with one ordered pass per side. Both sides can be read in (tenant_id, resource_id) order, which is a sequential scan on each and a merge join in O(n) time and O(1) memory. For a dense diff that is the whole answer, and it reads the primary once instead of 40,000,000 times.
- For the expected sparse case, compare range hashes instead of rows: partition the key space, compute per range an order-independent aggregate over hash(resource_id, version), compare aggregates, and descend only into ranges that differ. With d differing rows and branching factor B, at most d ranges mismatch per level, so the drill-down examines O(d log_B(n/d)) ranges and reads full rows only in mismatching leaves.
- Aggregate with a sum modulo 2^64 or a multiset hash, never XOR. XOR is order-independent but self-cancelling, so two rows wrong in the same way, or a row duplicated on one side, leave the range aggregate matching and the range is declared clean.
Follow-up
- The diff reports 900 stale rows. How do you decide between patching those rows and rebuilding the projection from resource_revision?
- Same job, but the projection lives in a search index that cannot be scanned in key order. What changes?
Merge partitioned event streams into one ordered feed with bounded lateness
The read-model service consumes 64 log partitions carrying about 4,000 events per second in total. Each partition is ordered within itself, but partitions drift by up to 30 seconds, and the activity feed must present a tenant's events in occurred_at order. Produce the merge. State its complexity, the buffer it requires in events and in bytes, what happens when one partition is idle, and what you do with an event that arrives after you have already emitted its position. Payloads average 1 KB.
Approach
- Merge with a min-heap over the 64 partition heads keyed on (occurred_at, event_id): O(log P) per event and O(n log P) overall. The tie-break on event_id is what makes the output deterministic when two partitions carry the same millisecond, which matters because the feed is paginated and a non-deterministic order reorders pages under the reader.
- Emitting the heap head is only correct once every partition has produced everything up to that timestamp, so the emit condition is a watermark: the minimum across partitions of the highest occurred_at seen, less the allowed lateness. Events are held until the watermark passes them, which is what turns individually ordered streams into a jointly ordered one.
- Size the buffer from the lateness rather than guessing: 4,000 events per second times 30 seconds is 120,000 buffered events, and at 1 KB each about 120 MB of heap. That number is the real price of the ordering guarantee and belongs in front of whoever asked for it.
- Handle the idle partition explicitly, because it fails the feed rather than corrupting it: a partition with no traffic never advances its own maximum, so the watermark freezes and output stops entirely. Either every partition emits a periodic idle marker carrying the broker's current time, or the watermark falls back to wall clock for a partition silent beyond a threshold.
Follow-up
- The lateness budget is raised to five minutes. What is the new buffer, and what besides memory changes?
- The consumer restarts. Where does it resume from, and what does the feed look like for the first 30 seconds?
Stop tag and share joins from fanning out a page
resource_tag is (resource_id, tag_id) with PK (resource_id, tag_id); resource_share is (resource_id, shared_with_user_id, permission). The tagged-and-shared listing inner-joins resource to both, filters tenant_id, tag_id = ANY($2) and shared_with_user_id = $3, orders by updated_at DESC and takes 50. Pages come back with fewer than 50 distinct resources and the total in the header is far too high. Explain the row multiplication, rewrite both the page query and the count query so each is correct, and name the index each one needs. PostgreSQL 16.
Approach
- Do the arithmetic against the predicates that are actually there. An inner join emits one row per matching child row, and both joins are filtered: tag_id = ANY($2) admits only the requested tags, shared_with_user_id = $3 admits one user's share rows. So a resource holding three of the requested tags and shared with $3 once yields three rows, not one — the multiplier is its count of matching tags times its share rows for that single user, and that second factor is 1 unless the table admits duplicate (resource_id, shared_with_user_id) pairs. LIMIT 50 then limits rows rather than resources, and COUNT(*) counts pairs — the header is the product, not the population.
- Reject DISTINCT as the fix. It deduplicates after the product has been built, so the planner must materialise and sort the fanned-out set before the LIMIT can apply, and it leaves any SUM or AVG in the same select list wrong.
- Rewrite both filters as semi-joins, keeping resource as the only row source: AND EXISTS (SELECT 1 FROM resource_tag rt WHERE rt.resource_id = r.resource_id AND rt.tag_id = ANY($2)) and the same shape against resource_share. A semi-join stops at the first match per resource and preserves the driving index order, so ORDER BY updated_at DESC, resource_id DESC LIMIT 50 still stops after 50 rows.
- Count with the same predicates and no join at all: SELECT count(*) FROM resource r WHERE r.tenant_id = $1 AND r.status = 'active' AND EXISTS (...) AND EXISTS (...). Nothing multiplies a resource, so the number is the population.
Follow-up
- The filter changes from 'any of these tags' to 'all of these tags'. Rewrite it and state what it costs relative to the ANY form.
- A resource can be shared with the same user twice under different permissions. Does your count change, and should it?
Find version gaps and relay lag with window functions
outbox_event holds event_id, aggregate_type, aggregate_id, aggregate_version, event_type, payload, status ('pending','published','dead'), attempts, created_at, published_at. A projection is missing rows and you must decide whether the relay skipped events or the consumer dropped them. Write three queries over the last seven days: one listing every aggregate_id whose published aggregate_version sequence has a hole, one giving per-day counts with a running total, and one returning the newest published event per aggregate. For each, say where the window function is evaluated relative to WHERE and LIMIT. PostgreSQL 16.
Approach
- Gaps: compute lead(aggregate_version) OVER (PARTITION BY aggregate_id ORDER BY aggregate_version) in a subquery, then filter next_version <> aggregate_version + 1 in the outer query. Window functions are evaluated after WHERE, GROUP BY and HAVING and before the outer ORDER BY and LIMIT, so the predicate cannot sit in the same WHERE clause and PostgreSQL 16 has no QUALIFY.
- Say what the seven-day filter does to the answer: it truncates every partition, so the first row per aggregate has no predecessor inside the window and a hole spanning the boundary is invisible. Widen the window, or join to resource.version as the authority for the true maximum.
- Running total: SELECT date_trunc('day', created_at) AS d, count() AS n, sum(count()) OVER (ORDER BY date_trunc('day', created_at) ROWS UNBOUNDED PRECEDING). An aggregate inside a window call is legal because grouping runs before windowing. The grouping key is unique per row here so ROWS and RANGE agree, but write the frame anyway — over ungrouped rows with tied timestamps the default RANGE frame pulls in every peer row and the total jumps.
- Newest per aggregate: DISTINCT ON (aggregate_id) ... ORDER BY aggregate_id, aggregate_version DESC is the cheap PostgreSQL-only form when an index matches that order; row_number() OVER (PARTITION BY aggregate_id ORDER BY aggregate_version DESC) = 1 is the portable form and needs a subquery for the same evaluation-order reason as the gap query.
Follow-up
- Relay failover redelivers events. Does a duplicate break the gap query, and how would you detect one from this table alone?
- Turn the gap check into a continuous monitor rather than a query someone runs after an incident. What does it watch?
Explain the architecture of your most recent project and the trade-offs you made.
Explain the architecture of your most recent project and the trade-offs you made.
Approach
- Fix the scope first: who calls this, how often, and what they do when it fails.
- Name the read and write paths separately; they rarely have the same bottleneck.
- Choose a partition key and say what query it makes expensive.
- State the consistency you need, and where you are willing to be stale.
Follow-up
- What breaks first when traffic grows ten times?
- How does this behave when that dependency is down for an hour?
How do you ensure high availability and security in a cloud-based environment?
How do you ensure high availability and security in a cloud-based environment?
Approach
- Fix the scope first: who calls this, how often, and what they do when it fails.
- Name the read and write paths separately; they rarely have the same bottleneck.
- Choose a partition key and say what query it makes expensive.
- State the consistency you need, and where you are willing to be stale.
Follow-up
- What breaks first when traffic grows ten times?
- How does this behave when that dependency is down for an hour?
What are the common challenges you face when scaling applications for a large user base?
What are the common challenges you face when scaling applications for a large user base?
Approach
- Clarify what is being asked and what a complete answer contains.
- State your assumptions explicitly before working the problem.
- Say what you would check first and why it is the highest-information step.
- Work from the requirement backwards to the design.
Follow-up
- What assumption would you test first?
- How would you know your answer was wrong?
Edge instances grow 400 MB per hour until the nightly restart
Edge API instances start at 700 MB resident and grow about 400 MB/hour; a nightly rolling restart has hidden it for weeks. Growth continues unchanged when request rate halves overnight, p99 degrades in the last hours before an instance is recycled, and heap used immediately after a forced full GC rises monotonically. The service holds no product state. Name the discriminating measurement that separates the plausible causes, give the most likely cause, and give the fix and how you would verify it.
Approach
- Separate resident memory from live heap first, because they fail differently. Resident size can grow from fragmentation, native buffers or thread stacks while the heap is flat; heap used after a full GC rising monotonically is the measurement that says objects are reachable and not being released. You already have it, so this is retention, not fragmentation, and that closes off half the candidate list.
- Use the rate's independence from traffic as the discriminator. Growth that continues at half the request rate rules out per-request objects that are merely slow to collect and points at a structure that grows with distinct values observed rather than with call volume. Write the candidates that have that property: a metrics registry keyed on a high-cardinality label, an unevicted cache, an interner, a per-key lock map.
- Take two heap snapshots an hour apart and diff by retained size, reading the dominator tree, not by allocation count or instance count. Expect one root holding a map with millions of entries, then follow the reference chain to the code that inserts and never removes. Allocation profilers point at churn, which is the wrong signal here.
- The candidate that fits this service is an observability label carrying an identifier, such as a request path recorded before templating so that /v1/resources/48213 becomes its own metric series. That grows with distinct ids seen, is independent of rate, and explains the late p99 degradation, since GC cost rises with the size of the live set.
Follow-up
- Post-GC heap is now flat but resident size still creeps. What are you looking at, and does it matter?
- How would you have detected this before an OOM, given the nightly restart masked the trend?
Built from the rounds and topics TD candidates report.
Prepare, practise & reflect
One practical outcome each day. Spend longer where you need it.
0 / 7 done01Map the TD loop
- Write out the reported sequence: Recruiter Screen, Technical Rounds, Leadership Interviews.
- For each round, write one sentence on what it is judging, from the description above, and mark the one you are least ready for.
Deliverable: A one-page map of the 3 reported rounds, with the weakest marked.
02Work Software Engineering
- Spend the session on Software Engineering, which TD candidates report being tested on.
- Write one worked example in Software Engineering and time yourself on it.
Deliverable: One timed worked example in Software Engineering.
03Work Full-Stack Development
- Spend the session on Full-Stack Development, which TD candidates report being tested on.
- Write one worked example in Full-Stack Development and time yourself on it.
Deliverable: One timed worked example in Full-Stack Development.
04Work Application Architecture
- Spend the session on Application Architecture, which TD candidates report being tested on.
- Write one worked example in Application Architecture and time yourself on it.
Deliverable: One timed worked example in Application Architecture.
05Answer out loud: Technical and Domain Expertise
- Answer aloud, timed: Explain the architecture of your most recent project and the trade-offs you made.
- Answer aloud, timed: How do you ensure high availability and security in a cloud-based environment?
Deliverable: Spoken answers to 2 reported Technical and Domain Expertise question(s), under time.
06Answer out loud: Behavioral and Leadership
- Answer aloud, timed: Tell me about a time you had to manage a disagreement with a product owner or stakeholder.
- Answer aloud, timed: Describe a situation where you had to lead a technical project with ambiguous requirements.
Deliverable: Spoken answers to 2 reported Behavioral and Leadership question(s), under time.
07Dry run for TD
- Run one full mock under time, then write down the two questions you most want to ask your interviewers.
Deliverable: A completed timed mock and two questions to ask.
Expand any day for tasks and deliverables. Your progress is saved on this device.
Behavioural rounds judge the decision you made and what it cost.
Describe your experience integrating third-party platforms with existing enterprise systems.
Describe your experience integrating third-party platforms with existing enterprise systems.
Approach
- Pick a story where you made the decision, not one where you watched it.
- State the situation in two sentences and spend the rest on the reasoning.
- Give the blast radius: what could have broken, and what you measured.
- Name the disagreement and how you resolved it with evidence.
Follow-up
- What would you do differently if you ran that again?
- How did you know your change caused the improvement?
How do you handle data consistency in a distributed system?
How do you handle data consistency in a distributed system?
Approach
- Pick a story where you made the decision, not one where you watched it.
- State the situation in two sentences and spend the rest on the reasoning.
- Give the blast radius: what could have broken, and what you measured.
- Name the disagreement and how you resolved it with evidence.
Follow-up
- What would you do differently if you ran that again?
- How did you know your change caused the improvement?
Tell me about a time you had to manage a disagreement with a product owner or stakeholder.
Tell me about a time you had to manage a disagreement with a product owner or stakeholder.
Approach
- Pick a story where you made the decision, not one where you watched it.
- State the situation in two sentences and spend the rest on the reasoning.
- Give the blast radius: what could have broken, and what you measured.
- Name the disagreement and how you resolved it with evidence.
Follow-up
- What would you do differently if you ran that again?
- How did you know your change caused the improvement?
How do you mentor junior engineers and foster a culture of continuous learning?
How do you mentor junior engineers and foster a culture of continuous learning?
Approach
- Pick a story where you made the decision, not one where you watched it.
- State the situation in two sentences and spend the rest on the reasoning.
- Give the blast radius: what could have broken, and what you measured.
- Name the disagreement and how you resolved it with evidence.
Follow-up
- What would you do differently if you ran that again?
- How did you know your change caused the improvement?
Give an example of a time you failed to meet a deadline and how you communicated that to your team.
Give an example of a time you failed to meet a deadline and how you communicated that to your team.
Approach
- Pick a story where you made the decision, not one where you watched it.
- State the situation in two sentences and spend the rest on the reasoning.
- Give the blast radius: what could have broken, and what you measured.
- Name the disagreement and how you resolved it with evidence.
Follow-up
- What would you do differently if you ran that again?
- How did you know your change caused the improvement?
How do you balance the need for speed with the need for high-quality, maintainable code?
How do you balance the need for speed with the need for high-quality, maintainable code?
Approach
- Pick a story where you made the decision, not one where you watched it.
- State the situation in two sentences and spend the rest on the reasoning.
- Give the blast radius: what could have broken, and what you measured.
- Name the disagreement and how you resolved it with evidence.
Follow-up
- What would you do differently if you ran that again?
- How did you know your change caused the improvement?
- 01
Describe your experience integrating third-party platforms with existing enterprise systems.
- 02
How do you handle data consistency in a distributed system?
- 03
Tell me about a time you had to manage a disagreement with a product owner or stakeholder.
- 04
How do you mentor junior engineers and foster a culture of continuous learning?
How long does the interview process typically take?
The timeline varies, but candidates should generally expect the process to take several weeks from the initial recruiter screen to the final decision.
TD Software Engineer candidate reports ↗Is the interview process mostly technical or behavioral?
It is a balanced mix. You should expect roughly equal weight placed on your technical problem-solving abilities and your behavioral fit for the team.
TD Software Engineer candidate reports ↗What is the best way to stand out?
Successful candidates stand out by being prepared to discuss the business impact of their work and by showing a genuine interest in the specific challenges facing TD as a digital-first bank.
TD Software Engineer candidate reports ↗Does TD support remote work?
TD generally follows a hybrid model; specific team requirements regarding office attendance will be confirmed during the interview process.
TD Software Engineer candidate reports ↗What topics does TD test in interviews?
TD interviews most often cover Python, SQL, Data Visualization, Stakeholder Management, and Behavioral Interviewing. The exact emphasis depends on the specific role you apply for.
TD Software Engineer candidate reports ↗Sources & methodology 3 sources ↗
No official company page is cited. Rounds and questions come from candidate reports and PracHub editorial material; each source shows the date it was read.
- 01TD Software Engineer candidate reports ↗
Company-reported rounds, questions and FAQ.
Candidate reports · Accessed 2026-09-22 - 02PracHub Software Engineer practice ↗
PracHub practice material, not company-reported.
PracHub page · Accessed 2026-09-22 - 03PracHub preparation framework ↗
PracHub preparation guidance.
PracHub page · Accessed 2026-09-22
Explore related engineering environments and compare the preparation focus.
Vercel Software Engineer Interview Guide
Debugging practice for Vercel software engineer prep built on a reproduction you trust, narrowing to the smallest failing input, and changing one variable per run so the result stays attributable.
CoreWeave Software Engineer Interview Guide
Failure-handling practice for CoreWeave software engineer candidates: requests whose outcome a timeout leaves unknown, where a retry is safe, and deduplicating at the receiver instead of assuming exactly-once delivery.
Confluent Software Engineer Interview Guide
Concurrency exercises for Confluent candidates: check-then-act races, deadlock from inconsistent lock ordering, and why two individually atomic operations do not compose into an atomic update.
Capital One Software Engineer Interview Guide
Code-reading and review practice for Capital One candidates: tracing unfamiliar control flow, finding the invariant a function quietly depends on, and separating a correctness defect from a matter of taste.