Aviva · Machine Learning Engineer
Updated · 2026-10-02

Aviva Machine Learning Engineer
Interview Questions & Guide 2026

THE 60-SECOND BRIEF

As a Machine Learning Engineer at Aviva, you occupy a critical intersection between advanced data science and robust software engineering. You are responsible for designing, building, and deploying scalable machine learning models that directly impact Aviva’s insurance, wealth, and retirement products. Your work translates complex data into actionable insights, helping the business manage risk, enhance customer experiences, and drive operational efficiency at scale.

The title spans product, platform and infrastructure work, and which of those the seat actually is decides whether design or algorithms carries more weight in your preparation. The posting rarely settles it; what the team is on call for usually does.

Aviva candidates report 2 rounds · ≈ 2-4 weeks. The stages below are what candidates describe, not a published process.

Make every write idempotent under retryBound every outbound call with a timeoutChoose indexes from the query's access path

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Browse Machine Learning Engineer questions

See the practice prompts

14Practice promptsAcross five skill areas
3With worked solutionsIncluded in the practice prompts

As a Machine Learning Engineer at Aviva, you occupy a critical intersection between advanced data science and robust software engineering. You are responsible for designing, building, and deploying scalable machine learning models that directly impact Aviva’s insurance, wealth, and retirement products. Your work translates complex data into actionable insights, helping the business manage risk, enhance customer experiences, and drive operational efficiency at scale.

This role requires more than just algorithmic knowledge; it demands the ability to integrate models into production-grade systems. Because Aviva operates in a highly regulated industry, your solutions must be reliable, transparent, and built with a deep understanding of software engineering best practices. You will collaborate with cross-functional teams to solve high-impact problems, ensuring that the technology you develop is not only innovative but also sustainable and secure.

Candidates often report that the role leans heavily toward software engineering. Ensure your preparation reflects a strong balance between ML theory and production-level coding capabilities.

01

Initial Recruiter Screen

reported

The title covers product work, platform work, infrastructure, mobile and frontend, and those are different jobs with different loops behind them. A screening call is the cheapest place to find out which one the seat is, and asking reads as experienced rather than fussy. The questions that separate them: what the team is on call for, what the last three projects were, and whether any round happens inside an existing repository instead of a blank file. Then say which of that you have done and which you have not. Claiming the whole posting is the fastest way to be found out one round later.

What to demonstrate

  • Whether you can locate your experience inside one flavour of the role honestly instead of claiming the entire requirements list
  • Whether you name what you have not done, which an experienced screener reads as a level signal and can plan the loop around
  • Whether what you want next matches what the seat is: someone who wants greenfield work landing on a team that mostly operates an existing system is a hire that leaves within the year

How to prepare

  • Mark every line of the posting as done, adjacent or new, and write one sentence for each adjacent line naming the closest thing you actually built
  • Split your last two years into rough percentages across feature work, operating and debugging live systems, and design or review, so a question about scope gets numbers rather than adjectives
  • Bring three questions that discriminate between seats: what the team is paged for, how much of the work is changing existing code versus standing up something new, and what shipped in the last quarter
PracHub interview research ↗
02

Technical Depth Interview

reported

What this round decides is narrow: whether you can produce code that runs and is correct on inputs nobody showed you. An elegant solution that does not compile scores below a plain one that does, so write a correct brute force first, say out loud that you know its cost, and improve it with the working version still on screen. What separates strong answers is who finds the broken case. Trace your own code against an empty input, a single element, and duplicate keys before you say you are finished, because being told is far more expensive than noticing.

What to demonstrate

  • Whether degenerate inputs get checked without being asked for: an empty collection, one element, every element equal, and the extreme value the input type allows
  • Whether the complexity you state matches the code you actually wrote, including a sort or a copy sitting inside a loop
  • Whether the finished answer is verified against the worked examples before you call it done, rather than assumed correct because the code reads correctly

How to prepare

  • Take five problems you have already solved and, without running anything, write down what each returns for empty input, a single element, and all-duplicates. Then run them and count how many you predicted wrong.
  • Drill the brute force as its own skill: on ten problems, write only the obviously-correct slow version and time how long it takes to get it passing. If that is more than a few minutes, that is what to practise, not the optimal version.
  • Add a fixed last step before you submit anything, reading only the loop bounds and the initial value of each accumulator, which is where most off-by-one errors live
PracHub interview research ↗

PracHub editorial advice for the preparation topics above.

01

Shipping a migration and the code that depends on it as a single change

During any rolling deploy, and for as long as a rollback remains possible, old and new code execute against the same schema at the same time. A migration that drops or renames a column breaks every instance that has not restarted yet, and code that requires a column the migration has not applied breaks every instance that restarted early. The discipline is expand then contract: add the new column nullable, write both shapes, backfill in batches, move reads across once the backfill is verified, and only then stop writing the old shape and drop it - four deploys, usually spread over days. It feels disproportionate until the first rollback, at which point it is the only reason the previous version still runs.

02

Letting a slow dependency consume unbounded concurrency

The failure that takes a service down is usually not an error but a delay. A dependency answering in thirty seconds instead of fifty milliseconds holds each request's worker or connection six hundred times longer, and since required concurrency is arrival rate times latency, a fleet sized for sixty in-flight requests now needs thirty-six thousand to sustain the same rate - so it queues, and requests whose clients have already abandoned them still occupy resources. Retries make it precisely worse: a policy of three attempts triples the load on a dependency at the exact moment it is least able to serve, which is how one slow dependency becomes an outage of everything sharing that pool. Containment is four specific things - a timeout on every outbound call shorter than the caller's remaining budget, a bounded pool per dependency so one cannot starve the others, backoff with full jitter rather than a fixed delay so retries do not resynchronise, and a circuit that stops sending once the failure rate makes an attempt pointless.

03

Choosing a schema before the access patterns are known

Write the queries first, with their filters, sort orders, cardinalities and which ones sit on the latency-critical path, then design tables and indexes to serve them. An index nothing queries still costs write throughput and storage, and a hot query with no supporting index becomes a full scan that only hurts once the table is big.

04

Arguing past a hint

When the interviewer asks what happens for a particular input or floats a different data structure, stop and take it seriously; it is almost always a correction rather than idle curiosity. Talking over it converts a recoverable wrong turn into a data point about how you handle review.

Choose a category, try a prompt, then open its approach, worked solution or follow-up when you need it.

11 technical prompts3 include a worked solution

Explain the difference between bagging and boosting, and provide a rea…

medium
machine learning fundamentals

Explain the difference between bagging and boosting, and provide a real-world use case for each.

Approach
  1. Name the simplest model that could work and what would make you move past it.
  2. Pick the metric from the cost of each error type, not from habit.
  3. Say how you would validate it, and where leakage could enter the split.
Follow-up
  • What changes if the classes are heavily imbalanced?
  • How would you know the model is overfitting?

How do you approach feature engineering for high-dimensional data?

medium
machine learning fundamentals

How do you approach feature engineering for high-dimensional data?

Approach
  1. Say how you would validate it, and where leakage could enter the split.
  2. Pick the metric from the cost of each error type, not from habit.
  3. State the learning problem: the label, the unit of prediction and how the model is used.
Follow-up
  • How would you know the model is overfitting?
  • What changes if the classes are heavily imbalanced?

Can you walk me through your process for unit testing a machine learni…

medium
machine learning fundamentals

Can you walk me through your process for unit testing a machine learning pipeline?

Approach
  1. Say how you would validate it, and where leakage could enter the split.
  2. Name the simplest model that could work and what would make you move past it.
  3. State the learning problem: the label, the unit of prediction and how the model is used.
Follow-up
  • How would you know the model is overfitting?
  • Where could label leakage enter this setup?

What metrics would you use to evaluate a model designed to predict ins…

medium
machine learning fundamentals

What metrics would you use to evaluate a model designed to predict insurance claims?

Approach
  1. Name the simplest model that could work and what would make you move past it.
  2. State the learning problem: the label, the unit of prediction and how the model is used.
  3. Say how you would validate it, and where leakage could enter the split.
Follow-up
  • Where could label leakage enter this setup?
  • How would you know the model is overfitting?

How do you optimize an algorithm for time and space complexity?

medium
coding and algorithms

How do you optimize an algorithm for time and space complexity?

Approach
  1. Name the brute-force solution and its complexity before improving on it.
  2. Restate the input: its shape, its size, and what is guaranteed about it.
  3. State the target complexity and say which constraint rules the naive version out.
Follow-up
  • Which test case would catch an off-by-one here?
  • What is the worst case, and how likely is it on real data?

Collapse a redelivered event batch into per-aggregate high-water marks

easyWorked solution
hashingat-least-onceaggregation

You drain a batch of up to 5,000,000 events, each (aggregate_id BIGINT, aggregate_version INT, event_type, payload). The log guarantees order within one aggregate only; the batch merges 64 partitions, and a relay failover has redelivered a range, so an older version for an aggregate can appear after a newer one. Given a map of last_applied_version per aggregate, produce the events worth applying, at most one per (aggregate_id, version), plus the count discarded. Target O(n) time. State the memory for 2,000,000 distinct aggregates and what you do when it does not fit.

Approach
  1. One pass, one hash map from aggregate_id to the highest version kept, and a discard counter. An event whose version is at or below last_applied_version for its aggregate is dropped without further work, which is the whole reason the event carries its version rather than a delta. O(n) expected time, O(d) space in distinct aggregates.
  2. Keep the maximum, never the last occurrence. The redelivered range means the final appearance of an aggregate in the batch can be an older version than one seen earlier in the same batch, so last-wins applies stale state over newer state and the projection regresses with no error anywhere.
  3. Cost the memory instead of calling it large: an 8-byte key plus a 4-byte version is 12 bytes of payload, and an open-addressed table held at a 0.7 load factor costs roughly 17 bytes per entry before per-slot metadata, so 2,000,000 aggregates is tens of megabytes in a native layout and several times that in a runtime that boxes both key and value.
  4. If the distinct set exceeds memory, partition on hash(aggregate_id) mod P and reduce each partition independently. Every event for one aggregate hashes to the same partition, so the per-partition result is exact and the merge is concatenation rather than a second reduction.
  5. Reject sorting the batch by (aggregate_id, version) as the default. It is O(n log n) and buys nothing, because max is associative and commutative and needs no ordering; sorting earns its cost only when the downstream consumer must receive the events in order rather than a per-aggregate winner.
  6. Separate the two mechanisms out loud: in-batch deduplication does not make the consumer idempotent, because the same event redelivered tomorrow arrives in a different batch entirely. The projection write itself still has to be keyed on (aggregate_id, version).
Worked solution 20 min
  1. Write the pass: look up last_applied_version, skip if the event's version is not greater, otherwise upsert into the keep-map only when the incoming version exceeds the version already held, incrementing the discard counter on every skip.
  2. Hand-trace one aggregate whose events arrive as v5, v3, v4, v5 with last_applied_version = 2, and confirm the output holds v5 once while the counter reads 3.
  3. Compute the table footprint for 2,000,000 entries at 12 bytes of payload and a 0.7 load factor, then state the multiplier for a runtime that boxes keys and values.
  4. Add the hash-partitioning fallback and say in one sentence why the per-partition results need no cross-partition merge logic.
EXPECTED RESULTA single-pass O(n) reduction keyed on aggregate_id that keeps the maximum version rather than the last occurrence, O(d) space with the byte cost stated for 2,000,000 aggregates, a hash-partitioning fallback keyed on aggregate_id, and an explicit statement that batch-local deduplication does not replace a projection write keyed on (aggregate_id, version).
Follow-up
  • The payload is a patch rather than a snapshot, so applying only the highest version loses the intermediate changes. What changes in your reduction?
  • How do you detect that version 7 arrived while version 6 was never delivered, and what should the consumer do about the gap?
  • Two events for one aggregate carry the same version with different payloads. Which one is wrong, and how would you find out?

Roughly ninety minutes on weeknights with one longer weekend block. The plan cuts scope rather than compressing everything, on the assumption that one thing finished per night beats four half-started.

Small steps. Visible outcomes.0 / 7 completed
ONE WEEK · YOUR PACE

Prepare, practise & reflect

One practical outcome each day. Spend longer where you need it.

0 / 7 done
01Fix the scope and take a cold baseline
  • Read the role description and write the three things the loop will almost certainly test, then write an explicit not-doing list and keep it visible all week.
  • Take one twenty-five-minute coding problem and one fifteen-minute design prompt cold, and write the single sentence naming what blocked each, because those two sentences decide where the remaining evenings go.
  • Set the week's rule: one thing finished every night, including the night you only have forty minutes.

Deliverable: A one-page scope with a not-doing list and two cold attempts, each carrying one sentence on what blocked it.

Practice prompt ↗Practice prompt ↗Worked solution ↗
02One pattern, written three times from blank
  • Choose the single pattern most likely to appear in your loop and write it three times from an empty file rather than editing the previous attempt.
  • On the third pass, write the invariant as a comment before the loop body and the complexity before the first line of code.
  • Stop at ninety minutes even if the third version is imperfect, and write the one thing you would fix given another hour.

Deliverable: Three independent implementations of the same pattern plus a note on what changed between them.

Practice prompt ↗Practice prompt ↗
03One design, only to the depth you can defend
  • Take one system shape and go only as far as requirements, interface and data model, refusing to draw a box you could not survive a follow-up about.
  • Attach one number to each non-functional requirement, deriving it rather than asserting it, and write the assumption the number rests on.
  • Write the one tradeoff you are choosing against and the observation that would make you reverse it.

Deliverable: One design at interface-and-schema depth with derived numbers and one written reversible tradeoff.

Practice prompt ↗Practice prompt ↗
04Only the fundamentals you will have to defend
  • Write, in under two hundred words each, the answers to the two questions that follow almost any implementation: why this structure and not the obvious alternative, and what happens to this code at a hundred times the input.
  • Write what an index actually costs: faster lookups on the indexed columns against a write that now maintains a second structure, plus the cases where the planner declines to use it anyway, low selectivity, or a predicate wrapping the column in a function.
  • Delete any answer you cannot deliver aloud in under a minute, since an answer that needs reading is not an answer you have.

Deliverable: Three written answers, each under two hundred words and each timed aloud.

Practice prompt ↗Practice prompt ↗Worked solution ↗
05Your own work, timed
  • Write a ninety-second and a four-minute version of your main project and time both aloud rather than reading them.
  • Prepare the two follow-ups that always come: what you would do differently, and how you knew it worked.
  • Put one number in the first sentence and be ready to say exactly where it came from and what it excludes.

Deliverable: Two timed narratives with one defensible number in the opening line.

Practice prompt ↗Practice prompt ↗
06The one full rehearsal, in the weekend block
  • Run a sixty-minute mock covering a coding round and a design round in one sitting with no break, because sustained attention is the thing evenings have not trained.
  • Immediately afterwards, and before hearing any feedback, write the three moments you lost the thread.
  • Spend the rest of the block only on those three moments, and on nothing you merely feel shaky about.

Deliverable: Mock notes naming three failure moments with a specific fix written under each.

Practice prompt ↗Practice prompt ↗
07Taper
  • Write the twenty-minute warm-up you will actually do on the morning: one problem you can already solve from a blank file, one design you can narrate, and nothing you have never seen.
  • Re-read only your own notes from this week and open no new material.
  • Write the logistics down: the editor or shared document you will be working in, whether execution and lookups are permitted, and the sentence you will use when you do not know something.

Deliverable: A one-page card holding the design structure, the project numbers, and the logistics.

Practice prompt ↗Practice prompt ↗Worked solution ↗

Expand any day for tasks and deliverables. Your progress is saved on this device.

Counting review comments or mentees proves nothing. The useful version is a specific change you approved with a reservation you stated, or one you blocked and the delay that cost. Say which standard you were holding and why it was worth the friction. A mentoring story needs the thing the other person can now do without you.

Describe a time you had to debug a model that was performing well in t…

medium
behavioural and collaboration

Describe a time you had to debug a model that was performing well in testing but failing in production.

Approach
  1. Pick a story where you made the decision, not one where you watched it.
  2. State the situation in two sentences and spend the rest on the reasoning.
  3. Give the blast radius: what could have broken, and what you measured.
Follow-up
  • What did you decide not to do, and why?
  • How did you know your change caused the improvement?

How do you handle class imbalance in a dataset with highly skewed labe…

medium
behavioural and collaboration

How do you handle class imbalance in a dataset with highly skewed labels?

Approach
  1. Pick a story where you made the decision, not one where you watched it.
  2. Close with what you would do differently, concretely.
  3. Give the blast radius: what could have broken, and what you measured.
Follow-up
  • How did you know your change caused the improvement?
  • What would you do differently if you ran that again?

Reverse your own decision and price the reversal

medium
reversibilitymeasurementmigrations

Describe a technical decision you made and later reversed. Pick one that cost something: a service you split and merged back, a cache you added and removed, an index you created that pushed the planner onto a worse plan, a projection you rebuilt from scratch. State what you believed when you decided, the measurement that changed your mind, how long the wrong version ran in production, and what the reversal cost in migrations, dual writes, and a deprecation window for callers you did not own.

Approach
  1. State the original rationale without irony, in the version you would still defend given what was known then. If it is not defensible, the story is about carelessness rather than judgement, and a different example serves you better.
  2. Give the measurement that moved with a before and after: the p99 that did not improve, the cache hit rate that sat at 40%, the plan that flipped to a sequential scan once the table passed a size you can name.
  3. Cost the reversal in steps, not adjectives: expand-and-contract deploys, the dual-write window, the callers who had to be notified, the rows already written in the wrong shape that had to be backfilled or abandoned.
  4. Distinguish reversal from rewrite by naming what you kept. Most good reversals preserve the schema or the interface and undo one decision inside it, which is also why they were affordable.
  5. Finish on the process change: the smallest experiment that would have produced the same measurement in a day, and why you did not run it the first time.
Follow-up
  • What in that decision was irreversible, and did you know it was irreversible when you made it?
  • How did you tell the people who had already built on top of the original decision?
  • What do you now measure before committing to a change of this size?
  • 01

    Describe a time you had to debug a model that was performing well in testing but failing in production.

  • 02

    How do you handle class imbalance in a dataset with highly skewed labels?

  • 03

    Describe a technical decision you made and later reversed. Pick one that cost something: a service you split and merged back, a cache you added and removed, an index you created that pushed the planner onto a worse plan, a projection you rebuilt from scratch. State what you believed when you decided, the measurement that changed your mind, how long the wrong version ran in production, and what the reversal cost in migrations, dual writes, and a deprecation window for callers you did not own.

PracHub interview preparation framework ↗
Is this an official Aviva interview guide?

No. It is PracHub's own research and practice material for the Machine Learning Engineer role at Aviva. Rounds and questions reflect what candidates have reported, not a process Aviva has published, and they change over time. Confirm the current format and scope with your recruiter.

PracHub interview research ↗
Is the interview process mostly theoretical or practical?

Aviva focuses heavily on practical application. While you need to understand the theory, be ready to explain how you apply those concepts to solve real-world problems in a production environment.

PracHub interview research ↗
How long does the hiring process usually take?

Timelines can vary, but generally, the process spans several weeks. Keep in contact with your recruiter to get updates on your status.

PracHub interview research ↗
What if I don't have experience in the insurance industry?

Industry-specific knowledge is a plus but not always a requirement. Focus on demonstrating your ability to learn quickly and adapt your technical skills to a new domain.

PracHub interview research ↗
Sources & methodology 3 sources ↗

No official company page is cited. Rounds and questions come from candidate reports and PracHub editorial material; each source shows the date it was read.