As a Software Engineer at BDO Unibank, you are at the core of the Philippines' largest financial institution. Your work directly influences the digital transformation of banking services, ensuring that millions of customers have secure, seamless, and high-performance access to their financial assets. You will be responsible for building, maintaining, and scaling the platforms that power everything from mobile banking applications to critical backend transaction processing systems. This role requires a balance of technical rigor and an understanding of the high-stakes environment inherent in the financial sector. You will contribute to complex projects that demand high availability, stringent security standards, and the ability to navigate legacy infrastructure while integrating modern, cloud-native solutions. It is an opportunity to work on high-impact systems where your code directly affects the financial well-being of the nation. ##### Tip While the role is highly technical, remember that BDO Unibank operates within a regulated industry. Demonstrating an appreciation for security, compliance, and reliability is just as important as your raw coding ability.
Preparation focus
editorialNo round sequence has been reported for this company, so confirm the format with your recruiter and work the reported questions below.
What to demonstrate
- Breadth across the topics this company reports testing
- Whether you confirm the format before preparing for it
How to prepare
- Ask the recruiter for the sequence, the duration of each stage and whether you will be writing code
- Work the reported questions below and time yourself
PracHub editorial advice for the preparation topics above.
Prepare for behavioral questions
Do not underestimate the importance of your soft skills. Use the STAR method (Situation, Task, Action, Result) to structure your answers clearly and concisely.
Some candidates have reported a lack of follow-up from recruiters
Ensure you send a polite, professional follow-up email after your interview to express your continued interest and ask about the timeline for the next steps.
Showcase your understanding of the industry
Research how BDO Unibank uses technology to solve banking problems. Being able to connect your technical skills to the bank's business goals will set you apart.
Choose a category, try a prompt, then open its approach, worked solution or follow-up when you need it.
Find overlapping job attempts and peak concurrency from lease records
A day of job_run history yields about 50,000,000 attempt records: (job_run_id, job_type, attempt, started_at, finished_at which is NULL when the worker died, lease_expires_at). Leases expire on a clock, so a job that outran its lease ran twice. Produce (a) every job_run_id whose attempts overlapped in wall-clock time and (b) the peak number of simultaneously running attempts per job_type with the minute it occurred. Target O(n log n). State how you treat a NULL finished_at and what clock skew does to your answer.
Approach
- Define the interval before sorting anything: an attempt occupies [started_at, COALESCE(finished_at, lease_expires_at)). finished_at is observed and lease_expires_at is only a promise, so every attempt without a finish contributes an estimate and the whole result is a lower bound on overlap rather than an exact count.
- For peak concurrency, sweep: emit 2n endpoints, sort by (timestamp, kind) with ends ordered before starts at equal timestamps, then walk the sequence maintaining a counter per job_type and record each type's maximum with its timestamp. O(n log n) dominated by the sort, O(n) space, or O(1) extra if the sort is external and the walk streams.
- For overlap detection, do not compare attempts pairwise. A single global sort by (job_run_id, started_at) gives both the grouping and the order; within a group, keep the maximum end seen so far and report an overlap exactly when the next start is less than that running maximum, which is one linear pass after the sort.
- Half-open intervals matter and are easy to get wrong: with closed intervals an attempt ending at the same millisecond another begins reads as concurrency two, and across 50,000,000 records that artefact swamps the real signal.
Follow-up
- A handler is not idempotent and you have found 400 overlapping jobs. Which of them actually caused damage, and what would you query to find out?
- Peak concurrency for one job_type is 4 against a configured cap of 4. Is the cap working, or is the data hiding attempts that never started?
Collapse a redelivered event batch into per-aggregate high-water marks
You drain a batch of up to 5,000,000 events, each (aggregate_id BIGINT, aggregate_version INT, event_type, payload). The log guarantees order within one aggregate only; the batch merges 64 partitions, and a relay failover has redelivered a range, so an older version for an aggregate can appear after a newer one. Given a map of last_applied_version per aggregate, produce the events worth applying, at most one per (aggregate_id, version), plus the count discarded. Target O(n) time. State the memory for 2,000,000 distinct aggregates and what you do when it does not fit.
Approach
- One pass, one hash map from aggregate_id to the highest version kept, and a discard counter. An event whose version is at or below last_applied_version for its aggregate is dropped without further work, which is the whole reason the event carries its version rather than a delta. O(n) expected time, O(d) space in distinct aggregates.
- Keep the maximum, never the last occurrence. The redelivered range means the final appearance of an aggregate in the batch can be an older version than one seen earlier in the same batch, so last-wins applies stale state over newer state and the projection regresses with no error anywhere.
- Cost the memory instead of calling it large: an 8-byte key plus a 4-byte version is 12 bytes of payload, and an open-addressed table held at a 0.7 load factor costs roughly 17 bytes per entry before per-slot metadata, so 2,000,000 aggregates is tens of megabytes in a native layout and several times that in a runtime that boxes both key and value.
- If the distinct set exceeds memory, partition on hash(aggregate_id) mod P and reduce each partition independently. Every event for one aggregate hashes to the same partition, so the per-partition result is exact and the merge is concatenation rather than a second reduction.
Follow-up
- The payload is a patch rather than a snapshot, so applying only the highest version loses the intermediate changes. What changes in your reduction?
- How do you detect that version 7 arrived while version 6 was never delivered, and what should the consumer do about the gap?
Archive a resource graph without breaking live references or recursing
Resources reference other resources within a tenant; for the largest tenant the reference table holds up to 2,000,000 nodes and 8,000,000 edges. Archiving a resource must archive everything reachable from it that nothing outside the set still references, refuse when a live external referrer exists, and terminate when references form cycles, which they legitimately do. Produce the archive order and the refusal list, targeting O(V+E). Say what stops the traversal crossing a tenant boundary, and why recursion is the wrong control structure at this size.
Approach
- Load the subgraph with the tenant predicate on both endpoints of the edge, not only on the side you started from. Scoping the left table alone is the classic cross-tenant leak: one mis-entered edge then pulls another tenant's resources into the traversal and, worse, into the archive.
- Traverse iteratively with an explicit stack. A 2,000,000-node graph can hold a chain deep enough to exhaust a native stack in the low tens of thousands of frames, and that failure is a process crash rather than an error you can return.
- Treat cycles as data rather than corruption: compute strongly connected components with Tarjan in O(V+E) using its own explicit stack, then condense. The condensation is a DAG, so a topological order over it gives the archive order, and every member of a component archives in one transaction because no order within a cycle is valid.
- Decide refusals with reverse edges. A candidate is archivable only if every in-edge originates inside the candidate set, so build the transpose or count in-degrees restricted to the visited set, and emit each blocked resource with the id of the external referrer, which is the only part of the answer an operator can act on.
Follow-up
- The graph is read in one query and the archive writes a minute later. What can change in between, and how do you make the write safe?
- The candidate set is 400,000 resources. Is that one transaction, and if not, what does a half-finished archive look like to a reader?
Hold a per-tenant active cap against concurrent creates
A tenant on the standard plan may hold at most 50 resources with status='active'. The create handler runs SELECT count(*) FROM resource WHERE tenant_id = $1 AND status = 'active', compares to 50, then inserts. Two creates arrive 3 ms apart on different instances and the tenant lands at 51. Name the anomaly, say whether PostgreSQL 16 READ COMMITTED or REPEATABLE READ prevents it and why, then give an implementation that holds the cap at READ COMMITTED with the exact statements. Finally, say what changes when the cap is 'at most one running export per tenant' on job_run.
Approach
- Name it: write skew. The two transactions read an overlapping set and write disjoint rows, so there is no row-level conflict for the engine to detect and each commit is individually legal.
- Rule out the levels precisely. READ COMMITTED takes a fresh snapshot per statement and takes no lock on the counted rows, so both see 49. PostgreSQL's REPEATABLE READ is snapshot isolation: it removes non-repeatable reads and phantoms within the snapshot but still admits write skew, because the anomaly is not a re-read of a changed row, it is a read of a set that a concurrent transaction invalidates. Only SERIALIZABLE closes it, by tracking the read dependency and aborting one transaction with SQLSTATE 40001 — a guarantee that exists only if the application re-runs the whole transaction from the read.
- Convert the set predicate into a single-row conflict: keep tenant.active_resource_count and run UPDATE tenant SET active_resource_count = active_resource_count + 1 WHERE tenant_id = $1 AND active_resource_count < 50 in the same transaction as the INSERT. Zero affected rows is the cap, returned as 409. The row lock serialises the decision at any isolation level, and contention is bounded to one tenant's row — which is also the fair-scheduling unit, unlike a global counter that would convoy every tenant behind one row.
- State the cost you just took on: a counter is a second source of truth that can drift, so every path that changes status must adjust it inside the same transaction, and a periodic reconciliation has to exist, with resource_revision as the authority for what the count should have been.
Follow-up
- A resource moves from archived back to active. Which statements change, and what breaks if the counter update and the status change land in different transactions?
- The cap becomes plan-dependent and a plan can change mid-month. Where does the number 50 live, and who reads it?
Denormalise tenant onto revisions and backfill it live
resource_revision (revision_id, resource_id, version, actor_user_id, change_kind, patch, request_id, created_at) has 400M rows and no tenant column; tenant_id lives only on resource. Two reads need it: a tenant-scoped audit feed ordered by created_at DESC, and an offboarding purge. Both join back to resource today. Justify adding tenant_id to resource_revision against those two reads, name the anomaly the copy introduces and the constraint that prevents it, then give the ordered migration for a live table taking 1.2k writes/second — the lock each step takes, how the backfill is batched, and where each step stops being reversible. PostgreSQL 16.
Approach
- Justify from the access path rather than from taste. Without the column, the audit feed either scans resource_revision by created_at and discards other tenants' rows, or resolves the tenant's resource_ids first and probes with them — both proportional to the tenant's whole history rather than to one page. With (tenant_id, created_at DESC, revision_id DESC) it is a seek that stops at 50 rows, and the purge becomes a ranged delete instead of a join.
- Name the cost exactly: a second copy of a fact can disagree with the first. Make the disagreement unwritable rather than documented — add UNIQUE (resource_id, tenant_id) on resource so it can serve as a foreign-key target, then FOREIGN KEY (resource_id, tenant_id) REFERENCES resource (resource_id, tenant_id) on the revision table. A revision can then only ever carry its parent's tenant.
- Step one, expand: ALTER TABLE resource_revision ADD COLUMN tenant_id BIGINT NULL, with no default, so it is a catalogue change and no rewrite. It still needs ACCESS EXCLUSIVE for an instant, and that instant queues behind the longest open transaction on the table while every later query queues behind it — set lock_timeout to 2s and retry rather than wait.
- Step two, dual-write: deploy the writer that populates tenant_id on every new revision while reads still use the join. Reversible by redeploying the previous build, because nothing reads the column yet.
Follow-up
- The backfill is half finished and a rollback is required. What state is the table in, and what does the previous build do with a half-populated column?
- How do you verify the backfill actually finished, given rows are still being inserted while it runs?
Rebuild the search projection while it serves nine thousand queries
The read-model service answers about 9k queries/second at a 120 ms p99 from a projection built off the event log, normally under 2 seconds behind. A mapping change forces a full rebuild from resource_revision, during which apply lag rises to minutes. Writes continue at 1.2k/second and events at 4k/second. Design the rebuild: how the new index is populated and cut over, how position is tracked per log partition, what the API returns alongside results so a client can tell a stale answer from a current one, and the criterion for cutting over.
Approach
- Build into a second index and swap an alias rather than mutating the live one. The rebuild is then reversible by pointing the alias back, so a bad mapping costs a wasted rebuild instead of an outage. The price is peak storage for two full copies and double apply load during catch-up, and both numbers should be stated up front rather than discovered when disk fills.
- Track position per log partition, not globally. Order is guaranteed only within an aggregate's partition, so progress is a vector, and the only number safe to publish is taken from the least advanced partition - the slowest one is what bounds completeness. Publishing the most advanced partition's position declares the projection current while another partition sits twenty minutes behind.
- Make apply idempotent so the backfill and the live tail can overlap without a freeze. Each document records the aggregate_version it reflects, and any event at or below that version is discarded. This is why the event carries the full fact and not a delta: a delta cannot be discarded safely, and a consumer that calls back to read current state applies a state newer than the event it is processing, which is how a projection ends up with changes applied out of order.
- Turn lag into a contract instead of a surprise. Return the watermark with every result set, and return the version produced by a write so the client can compare the two. A client that wrote version 7 and receives results at a watermark older than its own commit can show that its change is still landing, rather than rendering the previous value as current. Blocking the read until the projection catches up would convert a staleness problem into an availability problem at 9k queries/second, and choosing not to do that is the trade.
Follow-up
- The rebuilt index disagrees with the primary tables for 300 documents. Which is authoritative, and how do you decide without freezing writes?
- The rebuild doubles load on the log and pushes the projection p99 from 120 ms to 400 ms. What do you throttle, and which signal sets how much?
Choose what to break when replication lag reaches forty seconds
Reads are served from two replicas: 14k requests/second, about 85% absorbed by cache, so roughly 2.1k reads/second reach the database. Writes go to the primary at 1.2k/second. A tenant's backfill drives replication lag from under 100 ms to 40 seconds and it is still climbing. Sessions that have just written are pinned to the primary. Decide, endpoint class by endpoint class, whether to serve stale, fail, or route to the primary, and justify each choice with the load it adds to the primary. Then state what you would have built beforehand.
Approach
- Establish blast radius before cause, because mitigation and diagnosis have different deadlines. The decisive arithmetic is what happens if the database reads move to the primary: 2.1k reads/second on top of 1.2k writes/second roughly triples its operation count, on the node already absorbing the backfill that caused this. Reads and writes are not equal in cost, so treat that as an argument against a blanket move rather than as a capacity model - but it is enough to rule out routing everything to the primary.
- Classify endpoints by what staleness costs, not by how important they feel. Reads whose staleness is invisible - listings, search, counters - stay on the replica and return the watermark so the client can tell. Reads that immediately follow that same session's write keep their primary pin, which is a small bounded slice of traffic rather than the whole 2.1k/second. Reads that feed a decision with a side effect - authorisation, quota, the read half of a read-modify-write - must not be stale at all, because a 40-second-old permission row is the stale-permission failure wearing a different costume; those go to the primary or fail.
- Shed instead of queueing. If the must-be-fresh class alone exceeds the primary's headroom, refuse its lowest-value slice with 503 and a retry-after. A request queued behind a saturated primary holds a connection for a client that has already given up, and the retry storm that follows is what turns degradation into an outage. Bound the connection pool per role so the read fallback cannot consume the write path's connections - that bulkhead is the single decision that determines whether writes survive the next ten minutes.
- Attack the cause in parallel, since it is the one thing that can be stopped. The backfill is the load generator. A backfill that reads replication lag as its throttle signal and pauses above a threshold would have made this a non-event, with batch sizes small enough that each batch's write volume is a fraction of what a replica can apply per second. That is most of the answer to what should have existed beforehand.
Follow-up
- Lag returns to normal in nine minutes. Which mitigation do you remove first, and which one stays permanently?
- A user reports their change did not save, and the write committed. Trace the path that produces that report and name the signal that would have shown it before the report arrived.
p99 jumped on one listing filter while p50 stayed flat
After a release that added an owner_user_id filter to the resource listing, p99 rose from 90 ms to 1.9 s while p50 stayed at 40 ms. Traffic and row counts are unchanged. resource carries the index (tenant_id, status, updated_at DESC, resource_id DESC). The new query filters tenant_id and owner_user_id, orders by updated_at DESC, resource_id DESC, and takes 20 rows. On PostgreSQL, explain the shape of the regression, prove it from a query plan, and give the index you would add.
Approach
- Start from the shape. A flat p50 with a moved p99 means a subset of requests changed cost, not all of them, so the first job is naming the subset. Bucket the endpoint's latency by the tenant's row count; the natural hypothesis is that large tenants are a small share of requests and all of the tail.
- Get the plan for the new query on a large tenant with EXPLAIN (ANALYZE, BUFFERS). Expect an index scan over the tenant's range, a filter discarding most of it, then a Sort feeding the Limit, possibly reporting Sort Method: external merge Disk. Read actual rows on the scan node, not estimated.
- Explain why the existing index cannot serve it. A composite B-tree is seekable only as a left prefix, and with no equality predicate on status the scan cannot treat updated_at as an ordering, because rows in the tenant's range are ordered by status first. Everything matching must be read and sorted before LIMIT 20 can apply, so a tenant with 400,000 rows pays 400,000 rows to return 20.
- Add (tenant_id, owner_user_id, updated_at DESC, resource_id DESC). Equality on the first two columns leaves the index ordered by updated_at within that pair, so the plan becomes an index scan that stops after 20 rows with no Sort node. PostgreSQL can scan a B-tree backwards, so the DESC markers matter only if the two sort columns ever disagree in direction; keeping them explicit documents the order the keyset cursor depends on.
Follow-up
- The endpoint paginates with OFFSET. What does page 500 cost with your index, and what does the keyset version cost?
- How would you have caught this before release, given that a 10,000-row seed database produces the same plan shape at an unnoticeable cost?
Built from the topics and questions BDO Unibank candidates report; no round sequence has been reported.
Prepare, practise & reflect
One practical outcome each day. Spend longer where you need it.
0 / 7 done01Establish the BDO Unibank format
- No round sequence has been reported, so ask your recruiter for the sequence, the duration of each stage and whether you will write code.
Deliverable: A written reply from your recruiter confirming the format.
02Work Hands-on Programming
- Spend the session on Hands-on Programming, which BDO Unibank candidates report being tested on.
- Write one worked example in Hands-on Programming and time yourself on it.
Deliverable: One timed worked example in Hands-on Programming.
03Work Technical Problem Solving
- Spend the session on Technical Problem Solving, which BDO Unibank candidates report being tested on.
- Write one worked example in Technical Problem Solving and time yourself on it.
Deliverable: One timed worked example in Technical Problem Solving.
04Work Coding / Implementation Skills
- Spend the session on Coding / Implementation Skills, which BDO Unibank candidates report being tested on.
- Write one worked example in Coding / Implementation Skills and time yourself on it.
Deliverable: One timed worked example in Coding / Implementation Skills.
05Answer out loud: Behavioral and Soft Skills
- Answer aloud, timed: Can you describe a time you had to explain a complex technical problem to a non-technical stakeholder?
- Answer aloud, timed: Tell me about a time you had to handle a disagreement within your team.
Deliverable: Spoken answers to 2 reported Behavioral and Soft Skills question(s), under time.
06Rehearse your own examples
- Prepare three examples from your own work where you made the decision, each with the outcome you can quantify.
Deliverable: Three examples written out, each with a number attached.
07Dry run for BDO Unibank
- Run one full mock under time, then write down the two questions you most want to ask your interviewers.
Deliverable: A completed timed mock and two questions to ask.
Expand any day for tasks and deliverables. Your progress is saved on this device.
Behavioural rounds judge the decision you made and what it cost.
Can you describe a time you had to explain a complex technical problem to a non-technical stakeholder?
Can you describe a time you had to explain a complex technical problem to a non-technical stakeholder?
Approach
- Pick a story where you made the decision, not one where you watched it.
- State the situation in two sentences and spend the rest on the reasoning.
- Give the blast radius: what could have broken, and what you measured.
- Name the disagreement and how you resolved it with evidence.
Follow-up
- What would you do differently if you ran that again?
- How did you know your change caused the improvement?
Tell me about a time you had to handle a disagreement within your team.
Tell me about a time you had to handle a disagreement within your team.
Approach
- Pick a story where you made the decision, not one where you watched it.
- State the situation in two sentences and spend the rest on the reasoning.
- Give the blast radius: what could have broken, and what you measured.
- Name the disagreement and how you resolved it with evidence.
Follow-up
- What would you do differently if you ran that again?
- How did you know your change caused the improvement?
How do you prioritize your tasks when you are working on multiple high-pressure projects?
How do you prioritize your tasks when you are working on multiple high-pressure projects?
Approach
- Pick a story where you made the decision, not one where you watched it.
- State the situation in two sentences and spend the rest on the reasoning.
- Give the blast radius: what could have broken, and what you measured.
- Name the disagreement and how you resolved it with evidence.
Follow-up
- What would you do differently if you ran that again?
- How did you know your change caused the improvement?
What do you know about BDO Unibank's position in the market, and why do you want to work here?
What do you know about BDO Unibank's position in the market, and why do you want to work here?
Approach
- Pick a story where you made the decision, not one where you watched it.
- State the situation in two sentences and spend the rest on the reasoning.
- Give the blast radius: what could have broken, and what you measured.
- Name the disagreement and how you resolved it with evidence.
Follow-up
- What would you do differently if you ran that again?
- How did you know your change caused the improvement?
Describe a situation where you had to learn a new technology or tool under a tight deadline.
Describe a situation where you had to learn a new technology or tool under a tight deadline.
Approach
- Pick a story where you made the decision, not one where you watched it.
- State the situation in two sentences and spend the rest on the reasoning.
- Give the blast radius: what could have broken, and what you measured.
- Name the disagreement and how you resolved it with evidence.
Follow-up
- What would you do differently if you ran that again?
- How did you know your change caused the improvement?
- 01
Can you describe a time you had to explain a complex technical problem to a non-technical stakeholder?
- 02
Tell me about a time you had to handle a disagreement within your team.
- 03
How do you prioritize your tasks when you are working on multiple high-pressure projects?
- 04
What do you know about BDO Unibank's position in the market, and why do you want to work here?
How difficult are the technical interviews at BDO Unibank?
The difficulty is generally considered high. You should expect hands-on programming tasks that test your ability to solve real-world problems efficiently and securely.
BDO Unibank Software Engineer candidate reports ↗What should I do if my interviewer seems unfamiliar with my specific background?
Take the opportunity to lead the conversation. Clearly explain your technical contributions and why your specific experience is relevant to the challenges the team is currently facing.
BDO Unibank Software Engineer candidate reports ↗What is the typical timeline for an offer?
While timelines can vary, successful candidates often receive communication regarding an offer within one to two weeks following their final interview.
BDO Unibank Software Engineer candidate reports ↗What topics does BDO Unibank test in interviews?
BDO Unibank interviews most often cover Logical Reasoning, Problem Solving, Financial Analysis, Account Executive (AE) role competencies, and Business Project Management. The exact emphasis depends on the specific role you apply for.
BDO Unibank Software Engineer candidate reports ↗Sources & methodology 3 sources ↗
No official company page is cited. Rounds and questions come from candidate reports and PracHub editorial material; each source shows the date it was read.
- 01BDO Unibank Software Engineer candidate reports ↗
Company-reported rounds, questions and FAQ.
Candidate reports · Accessed 2026-09-22 - 02PracHub Software Engineer practice ↗
PracHub practice material, not company-reported.
PracHub page · Accessed 2026-09-22 - 03PracHub preparation framework ↗
PracHub preparation guidance.
PracHub page · Accessed 2026-09-22
Explore related engineering environments and compare the preparation focus.
North Highland Software Engineer Interview Guide
What North Highland asks Software Engineer candidates, from reported rounds and questions.
Robinhood Software Engineer Interview Guide
Testing exercises for Robinhood software engineer prep: choosing boundary cases over repetition, isolating tests from shared clock and ordering, and treating an intermittent failure as a defect rather than noise.
V-Soft Consulting Group Software Engineer Interview Guide
Database practice for V-Soft Consulting Group candidates: how an index changes a query plan, and which anomalies survive a given isolation level, since read committed still permits non-repeatable reads.
The Home Depot Software Engineer Interview Guide
Code-reading and review practice for The Home Depot candidates: tracing unfamiliar control flow, finding the invariant a function quietly depends on, and separating a correctness defect from a matter of taste.